Foreclosure Hell Rattles On

With the plethora of foreclosures that has raddled the core of this country, I find it highly questionable that companies openly advertise that they will Help you to strategically build a chain of title.
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Zika HOAX exposed by South American doctors: Brain deformations caused by larvicide chemical linked to Monsanto

Zika HOAX exposed by South American doctors: Brain deformations caused by larvicide chemical linked to Monsanto; GM mosquitoes a ‘total failure’

Zika virus hoax

(NaturalNews) Despite all the public hoopla, all the cases of microcephaly being discovered in Brazil have never been scientifically linked to the Zika virus. A group of doctors from South America are now saying the brain deformations the world is witnessing are caused by the mass fumigation of low-income Brazilian people with a chemical larvicide, not by mosquitoes carrying the Zika virus.

What we’re seeing with the brain deformations of children, in other words, is more like the history of thalidomide, a prescription medicine given to pregnant women that caused children to be born with limbs missing. But the official narrative on all this is pushing a false link with Zika in order to justify more chemical fumigation, more vaccines and more genetically engineered mosquitoes.

From the doctors at Red Universitaria de Ambiente y Salud (the Red University of Environment and Health), with h/t to GM Watch: (SOURCE document)

A dramatic increase of congenital malformations, especially microcephaly in newborns, was detected and quickly linked to the Zika virus by the Brazilian Ministry of Health. However, they fail to recognise that in the area where most sick persons live, a chemical larvicide producing malformations in mosquitoes has been applied for 18 months, and that this poison (pyroproxyfen) is applied by the State on drinking water used by the affected population.

It looks like the world’s health authorities are using Zika virus mosquitoes as a cover story to conceal the damage caused by toxic chemicals manufactured by powerful globalist corporations.

The larvicide sprayed in Brazil, for example, is called “pyriproxyfen,” and it’s manufactured by Sumitomo Chemical, a corporation known to be a “strategic partner” of Monsanto. The Argentinian doctors’ report lists Sumitomo as a “subsidiary” of Monsanto. As GM Watch reports, “Pyriproxyfen is a growth inhibitor of mosquito larvae, which alters the development process from larva to pupa to adult, thus generating malformations in developing mosquitoes and killing or disabling them.”

Hmmm… a growth inhibitor of developing organisms? Does that raise any question marks with anyone when considering the under-developed cranial and neurological systems of the children being victimized in all this?

From the report:

Malformations detected in thousands of children from pregnant women living in areas where the Brazilian state added pyriproxyfen to drinking water is not a coincidence, even though the Ministry of Health places a direct blame on Zika virus for this damage, while trying to ignore its responsibility and ruling out the hypothesis of direct and cumulative chemical damage caused by years of endocrine and immunological disruption of the affected population. Doctors from the Brazilian Association for Collective Health (ABRASCO) demand that urgent epidemiological studies taking into account this causal link be carried out, especially when among 3,893 cases of malformations confirmed until January 20, 2016, 49 children have died and only five of them were confirmed to have been infected with Zika.

Zika virus doesn’t cause microcephaly!

As reported by the Argentinian doctors in their report, Zika virus has never been known to cause brain deformations in children:

Previous Zika epidemics did not cause birth defects in newborns, despite infecting 75% of the population in those countries. Also, in other countries such as Colombia there are no records of microcephaly; however, there are plenty of Zika cases.

The entire reason these brain deformations are being blamed on the Zika virus, we’re now learning, is so that powerful chemical companies can sell more toxic chemicals that poison the people and the environment even more! From the doctors’ report:

Brazilian doctors (Abrasco) are claiming that the strategy of chemical control is contaminating the environment as well as people, that it is not decreasing the amount of mosquitoes, and that this strategy is in fact a commercial manoeuvre from the chemical poisons industry, deeply integrated into Latin American ministries of health as well as WHO and PAHO.

It’s a vicious cycle, of course: The government sprays chemicals that cause brain deformations in children, but in order to avoid blaming the chemicals, they blame mosquitoes, thereby demanding MORE toxic chemicals be sprayed, causing yet more deformations that demand yet more chemicals and so on.

If all this sounds familiar, it’s because it’s ripped right out of the playbook of the vaccine industry: Many vaccines actually cause epidemics (which is why children who are stricken with measles and mumps have almost always been previously vaccinated against measles and mumps), thereby increasing public demand for more vaccines which cause more outbreaks, ad infinitum.

It’s the perfect business model: When your product causes an epidemic of disease or birth defects, just find something else to blame and then pay off all the government health authorities to demand more of your product! After all, even the CDC loves these pandemics because it gives them an opportunity to exhibit more “authority” and push for more vaccines.

Billions already pledged to the vaccine industry… even with no scientific evidence of a link

Based entirely on fraudulent information and quack science, President Obama has now called for $1.8 billion in government handouts to vaccine companies and pharmaceutical corporations to combat Zika. Yet the linkage between Zika and microcephaly is nothing but an unproven, unscientific, mythological narrative dreamed up by the vaccine pushers. It carries the same scientific weight as saying “Black cats cause bad luck” or “Rubbing a rabbit’s foot gives me good luck.”

Hence the term “vaccine voodoo” which is a technically accurate description of the total lack of science underpinning the fraudulent vaccine industry. Isn’t it amazing how quickly the government, the media and the vaccine pushers have leaped to their preferred conclusion about microcephaly even without a shred of scientific evidence to support such a notion?

(Hey, it’s a pandemic… they don’t need any real EVIDENCE, right?)

Genetically engineered mosquitoes aren’t working either

When bad science and dangerous chemicals are already destroying people’s lives, the solution must be MORE bad science, right?

Enter genetically engineered mosquitoes. According to all the criminally insane GMO pushers, GM mosquitoes are the instant answer to mosquito-borne diseases (and nothing can ever go wrong, we’re assured).

The problem is that they’re criminally insane and scientifically illiterate to boot. That’s why the GM mosquitoes aren’t working. “The last strategy deployed in Brazil, and which might be replicated in all our countries, is the use of GM mosquitoes — a total failure, except for the company supplying mosquitoes,” say the Argentinian doctors.

The English company Oxitec sells male GM mosquitoes, supposedly in order to decrease the Aedes population. A lethal gene is inserted in those mosquitoes, which is transmitted to the offspring, causing death to larvae if it is not blocked by an antibiotic (tetracycline).

Currently in Brazil nearly 15 million GM mosquitoes have been released, and the failure is complete. Where field tests were carried out, less than 15% of larvae were transgenic, that is to say… wild females are not accepting the English mosquito from Oxitec. The response: increasing the release in poor areas. Also, we must take into account that the biology of the disease shows that the female only “stings” when it’s pregnant and generating eggs after being fertilised by a male; it does it in that state and only then, because it needs blood components in order to develop the eggs. So, if millions of male mosquitoes are released, there will be many more fertilised females looking to suck the blood of mammals, thus increasing the spreading of the disease from infected people to healthy people!

A massive science hoax, vaccine hoax and chemical hoax all designed to generate more industry profits while ignoring the true causes of suffering in Brazilian children

Once you put all the pieces of this puzzle together, it becomes crystal clear: The Zika virus narrative is a massive quack science hoax that’s being pushed solely to sell more chemicals, more GM mosquitoes, more vaccines and more fumigation of the Brazilian population with deadly substances.

The real cause of microcephaly is being systematically ignored, lending yet more support to the idea that this is all part of the population control agenda to poison the people of Brazil, deliberately reduce their offspring to mutants, increase abortions and demand that women no longer get pregnant.

All the signs are there, folks. This is the Bill Gates human depopulation agenda in full swing, disguised as a mosquito virus outbreak. It’s no mistake that the larvicide chemicals are being sprayed in the poorest areas of Brazil, targeting those very same populations that are now being told, “Don’t have any more babies!”

Sources for this story include:
http://www.naturalnews.com/files/Informe-Zik…
http://www.reduas.com.ar/wp-content/uploads/…
http://www.reduas.com.ar/
http://www.gmwatch.org/news/latest-news/1670…
http://www.foxnews.com/politics/2016/02/08/o…

Obama Announces Large-Scale Gun Grab That Will Affect 4.2 Million SSA Recipients


King Obama
Obama Announces Large-Scale Gun Grab That Will Affect 4.2 Million SSA Recipients
Saturday, July 18, 2015 18:50
http://beforeitsnews.com/opinion-conservative/2015/07/obama-announces-large-scale-gun-grab-that-will-affect-4-2-million-ssa-recipients-3033746.html

Via III Percent Patriots

Obama plans to extend gun background checks to Social Security. The administration will use the same strategy they use to confiscate guns from veterans who have others handle their financial affairs only this will affect a massive 4.2 million Americans. An inability to balance a checkbook could get them banned from owning a gun.]

This is the single most massive gun grab by this administration. If you are elderly, a veteran or disabled, you might have your gun taken away because of Obama’s big brush approach to gun control.

About 4.2 million adults receive monthly benefits that are managed by “representative payees” and they would all be subject to gun confiscation.

Gun rights activists, mental health experts, advocates for the disabled and others are critical of the plan, according to the LA Times.

Handling one’s financial affairs does not correlate to irresponsible gun ownership.

More @ Independent Sentinel

Source: http://freenorthcarolina.blogspot.com/2015/07/obama-announces-large-scale-gun-grab.html

FROM ENENEWS: New York Times Reports The Best Way to Handle Cancer, to Discourage Early Detection (Sounds Like Agents for Agenda 21 to Me)

NYTimes: Doctors want ban on thyroid cancer screenings — “A tsunami of thyroid cancer… Stop the diagnosis… We need to actively discourage early detection” — WSJ: Judge rules nuclear reactors causing thyroid cancers — Study: Fukushima-related tumors can spread very fast, must be closely monitored

Published: November 7th, 2014 at 10:11 am ET
By ENENews
http://enenews.com/nytimes-doctors-call-banning-thyroid-cancer-screening-tsunami-thyroid-cancer-stop-diagnosis-decrease-screening-need-actively-discourage-early-detection?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+ENENews+%28Energy+News%29

New York Times, Nov. 5, 2014 (emphasis added): To the shock of many cancer experts, the most common cancer in South Korea… is now thyroid cancer, whose incidence has increased fifteenfold in the past two decades. “A tsunami of thyroid cancer,” as one researcher puts it… Cancer experts agree that the reason for the situation in South Korea and elsewhere is not a real increase in the disease. Instead, it is down to screening… “It’s a warning to us in the U.S. that we need to be very careful in our advocacy of screening,” said Dr. Otis W. Brawley, chief medical officer at the American Cancer Society… some doctors, including Dr. Hyeong Sik Ahn of the College of Medicine at Korea University in Seoul, the first author of the new paper, have called for thyroid cancer screening to be banned… Thyroid experts in the United States are calling for restraint in diagnosing and treating tiny tumors… Dr. R. Michael Tuttle… said the best way… was to “stop the diagnosis… decrease screening”

New York Times Op-ed by H. Gilbert Welch, Nov. 5, 2014: An Epidemic of Thyroid Cancer [in South Korea]?… Nowhere in the world is the rate of any cancer growing faster… Where did all those new thyroid cancers come from? They were always there. As early as 1947 [See: August 1945 atomic bombings of Hiroshima and Nagasaki, both ~150 miles from S. Korea] … thyroid cancer was a frequent finding during autopsies. Studies have since shown that over a third of adults have thyroid cancer… Even without a concerted effort to promote screening, thyroid cancer incidence in the United States is up threefold since 1975. To reverse this trend, we need to actively discourage early thyroid cancer detection… having doctors not look too hard for early cancer is in your interest… Too many epidemiologists concern themselves.. with hoping to find small health effects of environmental exposures — or worse, uncertain effects of minor genetic alterations.

Wall St. Journal, Oct 21, 2014: A South Korean court for the first time has ruled in favor of a plaintiff claiming… thyroid cancer was caused by radiation from six nuclear power plants located [5 miles] from her house… “She has lived within 10 km of the plants for over 20 years and has thus been exposed to radiation for a long time. Other than the radiation from the nuclear reactors, there’s no clear reason for her cancer,” the court said… [A] government-commissioned study in 2011… showed women living within 5 km of nuclear plants had 2.5 times higher incidences of thyroid cancer… [In a study of the plaintiff’s county by a] nuclear-power research institute… between July 2010 and December 2013, about 1.4%… were found to have thyroid cancer… in 2011 [women had] 114 cases out of 100,000 [0.11%].

UC San Francisco, Oct. 27, 2014: For the first time, researchers have found that exposure to radioactive iodine is associated with more aggressive forms of thyroid cancer… Lydia Zablotska, MD [said] “Our group has previously shown that exposures to [Chernobyl’s] radioactive iodine significantly increase the risk of thyroid cancer… The new study shows that radiation exposures are also associated with distinct clinical features that are more aggressive”… Zablotska said the findings have implications for those exposed to [Fukushima’s] radioactive iodine fallout… “children or adolescents to the fallout are at highest risk and should probably be screened for thyroid cancer regularly, because these cancers are aggressive, and they can spread really fast… Clinicians should be aware of the aggressiveness of radiation-associated tumors and closely monitor those at high risk.”… radioactive iodine [exposures] are associated with a whole spectrum of thyroid diseases… Thyroid cancer is ordinarily rare among children, with less than one new case per million diagnosed each year… [In the study] researchers diagnosed 158 thyroid cancers among 11,664 [13,546 per million] subjects…

See also: Japan Expert: Outbreak of cancer now underway in children after Fukushima; Clear evidence of epidemic — Official: Would be disastrous to conclude it’s actually from Fukushima

From http://www.ebolaready.com/ Ebola Safety and Preparedness! Must Read!

Welcome to EbolaReady.com, the Ultimate Guide to Preparing
for and Surviving an Ebol Hemorrhagic Fever Outbreak

Get Your FREE Subscriptio to Threat Journal for Weekly Ebola Updates
Name: Email:


ABOUT EBOLA HEMORRHAGIC FEVER

Ebola hemorrhagic fever (Ebola HF) is one of numerous Viral Hemorrhagic Fevers. It is a severe, often fatal disease in humans and nonhuman primates (such as monkeys, gorillas, and chimpanzees). Fruit bats of the Pteropodidae family are considered (but not confirmed) to be the natural host of the Ebola virus. Ebola HF is caused by infection with a virus of the family Filoviridae, genus Ebolavirus. There are five known species of Ebola virus and one known species of the Marburg virus. The Ebola virus species that is currently the source of the outbreak in West Africa is called Zaire Ebolavirus or just Ebola virus for short.

Since the first cases of Ebola HF in the current West Africa outbreak were detected in March, 2014, up to 90% of those who become infected die. And the deaths are particularly gruesome including bleeding from the eyes, internal bleeding, major organ failure, grotesque rashes and more. Click HERE for a terrifying, detailed description of the physical effects of Ebola.


HOW IS EBOLA TRANSMITTED?

While the U.S. Centers for Disease Control and World Health Organization state that Ebola is transmitted through contact with the bodily fluids of infected individuals and is not airborne, this may be an attempt to avoid panic. A fact they dance around is that there is a high probability it is transmissible, as with most other contagions, via airborne saliva particles, such as those released via coughs and sneezes.

CDC Cough and Sneeze Plume

Further, the Public Health Agency of Canada’s official website states that “airborne spread among humans is strongly suspected, although it has not yet been conclusively demonstrated.”

[NOTE: Oct 2, 2014] – Sometime between Oct 1-2, the Public Health Agency of Canada actually CHANGED THE LANGUAGE of their Pathogen Safety Data Sheet on Ebola to softer, less alarming language on airborne transmission, including the removal of citations to key scientific literature. Thankfully the WayBack Machine has archived the old version.

OLD VERSION ( Link )
NEW VERSION ( Link )

Additionally, research published in the scientific journal Nature has shown the ability of the the virus to pass between pigs and non-human primates without direct contact.

The National Institute of Health reported on the potential airborne transmission of the disease.

Abstract

“The potential of aerogenic infection by Ebola virus was established by using a head-only exposure aerosol system. Virus-containing droplets of 0.8-1.2 microns were generated and administered into the respiratory tract of rhesus monkeys via inhalation. Inhalation of viral doses as low as 400 plaque-forming units of virus caused a rapidly fatal disease in 4-5 days. The illness was clinically identical to that reported for parenteral virus inoculation, except for the occurrence of subcutaneous and venipuncture site bleeding and serosanguineous nasal discharge. Immunocytochemistry revealed cell-associated Ebola virus antigens present in airway epithelium, alveolar pneumocytes, and macrophages in the lung and pulmonary lymph nodes; extracellular antigen was present on mucosal surfaces of the nose, oropharynx and airways. Aggregates of characteristic filamentous virus were present within type I pneumocytes, macrophages, and air spaces of the lung by electron microscopy. Demonstration of fatal aerosol transmission of this virus in monkeys reinforces the importance of taking appropriate precautions to prevent its potential aerosol transmission to humans.”

Lancet has also reported on the airborne transmission of Ebola:

Abstract:

“Secondary transmission of Ebola virus infection in humans is known to be caused by direct contact with infected patients or body fluids. We report transmission of Ebola virus (Zaire strain) to two of three control rhesus monkeys (Macaca mulatta) that did not have direct contact with experimentally inoculated monkeys held in the same room. The two control monkeys died from Ebola virus infections at 10 and 11 days after the last experimentally inoculated monkey had died. The most likely route of infection of the control monkeys was aerosol, oral or conjunctival exposure to virus-laden droplets secreted or excreted from the experimentally inoculated monkeys. These observations suggest approaches to the study of routes of transmission to and among humans.”

Even OSHA has reported on the possible transmission of Ebola through aerosol droplets.

“MODE OF TRANSMISSION: In an outbreak, it is hypothesized that the first patient becomes infected as a result of contact with an infected animal (15). Person-to-person transmission occurs via close personal contact with an infected individual or their body fluids during the late stages of infection or after death (1, 2, 15, 27). Nosocomial infections can occur through contact with infected body fluids due to the reuse of unsterilized syringes, needles, or other medical equipment contaminated with these fluids (1, 2). Humans may be infected by handling sick or dead non-human primates and are also at risk when handling the bodies of deceased humans in preparation for funerals, suggesting possible transmission through aerosol droplets (2, 6, 28). In the laboratory, infection through small-particle aerosols has been demonstrated in primates, and airborne spread among humans is strongly suspected, although it has not yet been conclusively demonstrated (1, 6, 13). The importance of this route of transmission is not clear. Poor hygienic conditions can aid the spread of the virus (6).”

CIDRAP (the Center for Infectious Disease Research and Policy) at the University of Minnesota urges healthcare workers to employ advanced personal protective equipment because of the threat of aerosol transmission:

“We believe there is scientific and epidemiologic evidence that Ebola virus has the potential to be transmitted via infectious aerosol particles both near and at a distance from infected patients, which means that healthcare workers should be wearing respirators, not facemasks.”

According to Dr. Barbara Knust of the CDC, HIGH RISK EXPOSURE includes:

“percutaneous or mucous membrane exposure to body fluids of a symptomatic Ebola virus patient, providing direct care of a symptomatic patient or exposure to blood and body fluids without standard bio safety precautions, doing processing of body fluids of confirmed patients without appropriate PPE (personal protective equipment) or standard bio safety precautions and participation in funeral rites which include direct exposure to human remains in the geographic area where an outbreak is occurring without appropriate PPE.”

A lower exposure risk (but still a risk nonetheless) includes “having casual contact (within three feet) with an Ebola patient either by being a household member or providing patient care that is just a casual contact kind of a situation rather than direct exposure to blood and body fluid without PPE.”


IS THERE A VACCINE?

NO. There are experimental drugs under development which have been tested on three individuals infected with Ebola. Two survived. As of the latest update to this site (September 30, 2014) there are no mass produced vaccines. Patients receive symptomatic treatment only.


USGOV AND INTERNATIONAL RESPONSE

On April 8, 2014 the Department of Defense informed Congress that JBAIDS hemorrhagic fever testing systems had been deployed to National Guard units of all 50 States.

On July 31, 2014 the Centers for Disease Control (CDC) issued a Level 3 Travel Warning advising U.S. citizens to avoid nonessential travel to the West African nations of Guinea, Liberia, and Sierra Leone.

On July 31, 2014 President Obama issued a new Executive Order with a revised list of quarantinable communicable diseases to include severe respiratory illnesses.

On Aug 1, 2014 Dr. Margaret Chan, Director-General of the World Health Organization stated the Ebola outbreak “is moving faster than our efforts to control it,” and “If the situation continues to deteriorate, the consequences can be catastrophic in terms of lost lives but also severe socioeconomic disruption and a high risk of spread to other countries.”

On Aug 1, 2014 the Centers for Disease Control (CDC) issued Ebola guidance to US Hospitals on Infection Prevention and Control Recommendations for Hospitalized Patients.

On Aug 3, 2014 the Centers for Disease Control (CDC) issued Interim Guidance about Ebola Virus Infection for Airline Flight Crews, Cleaning Personnel, and Cargo Personnel

On Aug 6, 2014 it was announced that the Centers for Disease Control (CDC) moved its Emergency Operations Center (EOC) to its highest activation level, an action it last took during the 2009 H1N1 influenza pandemic.

On Aug 7, 2014 Tom Frieden, Director of the US Centers for Disease Control, told Congress that Ebola’s spread to US is ‘inevitable.

On Aug 15, 2014 the World Health Organization (WHO) announced that the scale of the Ebola outbreak in West Africa had been “vastly underestimated” and “extraordinary measures” were needed to contain the disease.

On Aug 26, 2014 the Department of Homeland Security’s Office of the Inspector General issued a report stating that DHS is “ill-prepared” for combating a pandemic such as a global Ebola outbreak.

On Aug 28, 2014 The U.S. State Dept .warnedU.S. citizens traveling abroad that they may be subject to increased screening procedures, forced quarantineor be restricted by foreign governments from traveling for up to 21 days in response to the outbreak of Ebola Virus Disease.

On Sept 12, 2014 Dr. Margaret Chan, Director General of the World Health Organization, stated that Ebola virus cases in West Africa are rising faster than the ability to contain them.

On Sept 14, 2014 President Obama described the Ebola outbreak as a national security threat to the United States and has ordered the deployment of 3000 U.S. soldiers to the region to assist in the setting up field hospitals and isolation units, to provide protection for medical staff as well as other tasks in an effort to help in the overall international response.

On Sept 15, 2014 the Centers for Disease Control (CDC) issued a warning to all hospitals, clinics, doctors, infectious disease specialists and other medical professionals nationwide stating that “now is the time to prepare” for the eventual arrival of Ebola cases in the U.S..

On Sept 22, 2014 the Centers for Disease Control (CDC) issued a new report and forecast indicating there is potential for 1.4 MILLION Ebola cases by January 20, 2015.

On Sept 24, 2014 it was reported that U.S. waste management companies are refusing to haul away Ebola-related hospital wasteciting federal guidelines that require such materials to be handled in special packaging by people with hazardous materials training.

On Sept 30, 2014the Centers for Disease Control confirmed the first case of Ebola in a patient diagnosed in a U.S. hospital.

On Oct 2, 2014 the UN’s Ebola Chief Warned the Virus Could Become Airborne.

These and other extraordinary statements, efforts and developments should be YOUR indicators that the W. Africa Ebola outbreak has U.S. and international health
authorities particularly worried.

They should also serve as indicators that now is the time to make some preparations
of your own BEFORE there is a major national rush to do the same.


HOW CAN YOU AND YOUR FAMILY PREPARE?

Button 1
It is imperative that you stay well informed. If the Ebola virus begins to circulate in the U.S. or via airlines serving the U.S. market, you will want to find out at the soonest opportunity so as to begin to manage your risk factors (social contact, travel plans, kids in school, etc…) and take appropriate measures for yourself and family. No doubt the World Health Organization (WHO), the CDC, and other governmental and non-governmental organizations will continue to provide information on the spread of the virus, availability of medications and travel advisories. You can find a list of excellent information further down this page.
Button 2
Get your annual flu vaccination as early as possible. Many of the initial symptoms of Ebola are very similar to influenza (fever, nausea, muscle pain, headaches, etc..). While this will NOT protect you from the Ebola virus it will likely help keep you out of the medical system and thus reduce your chances of possibly falling under the purview of newly expanded list of quarantinable diseases which now includes severe acute respiratory syndromes (diseases that are associated with fever and signs and symptoms of pneumonia or other respiratory illness).
Button 3
Get a pneumonia vaccine shot. Here again, while this will NOT protect you from the Ebola virus it will likely help keep you out of the medical system and thus reduce your chances of possibly falling under the purview of newly expanded list of quarantinable diseases which now includes severe acute respiratory syndromes (diseases that are associated with fever and signs and symptoms of pneumonia or other respiratory illness). This is particularly important for individuals 65 and older as well as those with chronic respiratory illnesses such as asthma, emphysema, severe allergies, etc..
Button 4
Become a hand washing fanatic and stop touching your face. This is a powerful habit to get into as a defense against numerous diseases. In the event of an epidemic / pandemic situation, you should wash your hands several times a day with a good antimicrobial scrub. Additionally, it would be wise to carry an alcohol-based disinfectant, though this should not be a substitute for thoroughly washing your hands regularly under running water.
Button 5
It is strongly recommended that airline travelers, including domestic passengers, become hyper sensitive about their proximity to those visibly ill during your trips. Given that dozens of planes arrive in the U.S. each hour from international locations, only to then diffuse into the domestic airline network, your increased, polite vigilance can only be a benefit to your overall safety. If they look sick, steer clear. This is not rude, but simple common sense.
Button 6
In the event of an epidemic / pandemic situation, you would be infinitely wise to exercise social distancing. This might seem like a no-brainer but the most effective way to prevent becoming infected by most communicable diseases is to avoid exposure to others who may be infected. As an infected individual is already contagious by the time symptoms appear, it is important that you stay informed.
Button 7

Familiarize yourself with guidance provided by the CDC and WHO for medical workers and airlines staff (listed above and below). Their recommendations on how workers should protect themselves apply equally well for the general population. Though the protective measures in these guidance documents obviously run into the extreme, it should be simple to adjust them to your particular situation.

Button 8
In the event of an epidemic / pandemic situation, be prepared to protect your breath with a respirator / mask. As indicated above, there is a body of evidence showing the Ebola virus is capable of airborne transmission via cough and sneeze plumes. As such, it is important to protect yourself from potentially inhaling the virus when in the presence of others. To this end, use only respirators labeled as “NIOSH certified,” “N95” or “N100,” as these help protect against inhalation of very small particles. Follow the directions and make sure the masks are worn properly to eliminate entry of unfiltered air between the mask and the sides of the face. Inexpensive sources are provided below.
Button 9
In the event of an epidemic / pandemic situation, be prepared to protect your hands. Wear medical grade disposable examination gloves. This will help protect you from possible contact with an infected individual or surfaces. These gloves are cheap enough that you should never have to reuse a pair. Wash your hands after careful removal. Inexpensive sources are provided below.
Button 10
In the event of an epidemic / pandemic situation, be prepared to protect your eyes. There are ample scientific studies showing that communicable diseases can be contracted by getting aerosolized particles and droplets in one’s eyes. Glasses are not sufficient protection. A pair of inexpensive chemistry lab goggles provides ample protection. Inexpensive sources are provided below.
Button 11

In the event of an epidemic / pandemic situation, be prepared to carefully dispose of any potentially contaminated materials properly. Gloves, masks or filters, tissues, etc..should be carefully handled. Prepare a special container for such items and once sealed, dispose of outside your living environment frequently. Consider them a potential biohazard.

Depending on your location, you may wish to consider your own burn can or pit.

REASON: Waste management companies are refusing to haul away the soiled sheets and virus-spattered protective gear associated with treating the disease, citing federal guidelines that require Ebola-related waste to be handled in special packaging by people with hazardous materials training.

Button 12

Be mindful of the fact that in the event of an epidemic / pandemic situation, there is the potential for disruption of basic services such as power, telephones, internet access, garbage pickup, and more. If the service relies upon a human for upkeep or operation, it is subject to problems due to widespread employee absenteeism or death toll. This concept can also be extended to other areas we take for granted including gas stations, grocery stores, pharmacies, hospitals and more. This is why it is essential to be prepared PRIOR to an emergency taking hold.

SIMPLE EXAMPLE:

In December, 2013, multiple Alaska Airlines flight crews were hit hard by influenza, resulting in flight cancellations.

EXTREME EXAMPLE:

In August 2014, both St. Joseph’s Catholic and John F. Kennedy Memorial hospitals in Liberia shut down after workers at both facilities abandoned their work following the deaths of many staff members.

While there is the perception that the American medical system is much better equipped to handle an outbreak, do not be deceivedinto complacency. Medical staff in America are just as susceptible to the virus as other geographic locations. In the event of an epidemic or pandemic situation, hospitals WILL be overwhelmed. When medical staff begin becominginfected, it is wise to presume that a certain percentage of the staff WILL simply not report to work. Further, as many nurses and supportstaff in the U.S. are unionized, there is also a HIGH probability that this will happen sooner rather than later into a public health emergency if the threats are sufficient.

The signs are already here. In September, 2014, approximately 1000 unionized nurses protested in the streets of Las Vegas over the fact that U.S. hospitals are not ready to handle a major Ebola outbreak.

Additional preparedness steps you should realistically already have completed for other emergency situations:

• Stock up on essential medications (insulin, BP meds, Mom’s Xanax, etc…).

• Stock up on necessities such as food and water. Prepare at least a two month supply. The focus should be on nonperishable foods and meals that do not require cooking.

• Plan for the possibility that banks will be closed or ATMs empty or out of service. As such, if you learn of a potential epidemic or pandemic situation forming, it is wise to keep a supply of cash on hand.

• Discuss emergency preparations with your family. Make a plan so that children will know what to do and where to go if you are incapacitated or killed, or if family members cannot communicate with each other. These are drastic measures, but unfortunately necessary.

Button 13

If you think you or a member of your family is becoming ill in a epidemic / pandemic situation, it is important that you NOT IMMEDIATELY RUSH TO THE HOSPITAL. The simple reality is that you will likely encounter desperate throngs of other sick individuals doing the exact same thing. The chances are also very good that hospitals and other medical facilities will already be overwhelmed.

Attempt to call the hospital emergency room BEFORE setting out to find medical attention. FOLLOW THEIR GUIDANCE TO THE LETTER.

For any clear thinking adult, this reason alone should be motivation to follow the preparedness guidance in this document BEFORE a pandemic scenario is upon us. Additionally, if the government is currently allocating significant amounts of capital and other resources to preparing for a possible epidemic / pandemic, this should be your signal to make some preparations of your own.

The lives of yourself and family could hang in the balance.


PREPAREDNESS RESOURCES
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AFFORDABLE PANDEMIC PREPAREDNESS SUPPLIES

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Though you do not need to be a member to order, everything on this page comes from supplier listings on Amazon.com. Amazon has a subscription service known as Prim which, amongst other benefits, entitles you to COMPLETELY FREE 2 Day shipping on all orders. NOT one penny for ANY shipping on ANYTHING Amazon Prime. Plus you get free movies, free TV shows (like a Netflix thing) and much more. Instead of burning diesel fuel to go to Wal-Mart to buy dog and cat food, I have Amazon send it to me with free 2 day shipping. It saves me time and fuel and money, and the pet food is cheaper than it is at Wal-Mart. I am a very big fan and user of Amazon prime. OH…and you get a 1 month FREE Trial of it to see if you like it………..hint hint.

Hibiclens Medical Grade Skin Cleanser for killng the H7N9 virus.

Chlorhexidine Gluconate Medical Grade Skin Cleanser
One of the best risk mitigation steps you can take is to acquire a medical grade skin cleanser, as well as surface cleanser.

Of these, one of the gold standards in hospitals and other clinical settings is Chlorhexidine Gluconate, which is sold under the product name HIBICLENS.

The product is intended for use as a surgical scrub, as a health-care personnel hand wash, a patient pre-operative skin preparation and a skin wound cleanser. The antimicrobial cleaner bonds to the skin to create a persistent antimicrobial effect and protective germ-killing field against a wide range of microorganisms.

N95 masks for protection from airborne bird flu infection.

NIOSH-Approved N95 Particulate Mask / Respirators
An ESSENTIAL risk countermeasure for reducing the spread of Ebola, influenza and other contagions, not only for caregivers, but also for the sick, is to acquire a supply of particle masks. The N95 respirator is the most common particulate filtering face piece respirator and will be impossible to find during a epidemic / pandemic situation.

This product filters at least 95% of airborne particles but is NOT resistant to oil. These are (currently) inexpensive and an critical element to one’s preparedness supplies. There are an abundance of scholarly studies demonstrating the effectiveness of N95 filters in reducing the spread of viruses.

P100 masks and respirators for protection from airborne bird flu infection.
NIOSH-Approved P100 Particulate Mask / Respirators
Similar to the N95, P100 rated filters provide 99.97% filter efficiency against viruses of all types, including Ebola, influenza and other contagions, as well as certain dusts, fumes, mists and radionuclides. P100 are also oil resistant. The masks are well suited for those who want NIOSHs highest rated filtration efficiency. Here again, these masks are (currently) inexpensive and an critical element to one’s pandemic preparedness supplies.
Lab safety goggles for protecting your eyes from transocular bird flu infection by airborne viruses.
Lab Safety Goggles – Various Styles and Designs Available
Transocular (via the eye) infection is well researched and documented. All it takes is a cough or sneeze…. Consider eye protection another essential pandemic mitigation measure. These inexpensive goggles are used worldwide by health authorities and should be part of your preparedness supplies.The style or design is irrelevant. Shielding the eyes from the free movement of air is the primary consideration.
Latex gloves are essential for protection from H7N9 infections from touching contaminated surfaces, people, etc..
Gloves – Single-Use Latex Examination Gloves
As viruses can easily be spread via your hands, not to mention one of the primary avenues through which YOU become infected….. surgical gloves are a no-brainer. Additionally, the length of time that germs can survive on latex gloves varies and is dependent on a number of factors such as humidity level, temperature, type of surface and germs. The only logical solution is disposable gloves. Those offered via this link are inexpensive and can, in and of themselves, be a lifesaver.
Full-faced respirator masks provide the ultimate protection from airborne H7N9 virus.

Reusable Full-Faced Respirator Masks
These masks provide the ultimate in protection and can be used with either N95 or P100 filters. The most important feature of such masks is the near complete isolation of the eyes, nose and mouth. Eyes are protected from airborne particles and everything you breath is run through the disposable filters.

While this type of mask could be viewed as extreme, ask yourself the following question: If a member of your family becomes ill in an epidemic / pandemic situation involving a potentially deadly pathogen, are you confident enough to engage in their care without maximum protection for yourself?

DuPont Tyvek coveralls provide outstanding protection when used in the presence of infected individuals and surfaces.
DuPont Tyvek Coveralls – Multiple Sizes and Styles
DuPont Tyvek coveralls are made of flash-spun, high-density polyethylene which creates a unique, nonwoven material that can’t be abraded or worn away. The coveralls provide light-weight inherent barrier protection against hazardous dry particles and aerosols. If there is a possibility of working directly with sick individuals during a epidemic / pandemic type of situation, these inexpensive coveralls would be an excellent addition to your preps.
HEPA air filters remove 99.97% of particles passing through with a size of 0.3 micrometers or larger.
HEPA Air Filters – Multiple Sizes and Styles
High-efficiency particulate air, or HEPA, is a type of air filter. To qualify as HEPA by USGOV standards, an air filter must remove (from the air that passes through) 99.97% of particles that have a size of 0.3 micrometers.HEPA filters are critical in the prevention of the spread of airborne bacterial and viral organisms and, therefore, infection. Typically, medical-use HEPA filtration systems also incorporate ultra-violet lights to kill off the live bacteria and viruses trapped by the filter media. Some of the best-rated HEPA units have an efficiency rating of 99.995%, which assures a very high level of protection against airborne disease transmissio

Must Watch Video, Pacific Ocean Is Dead!

“HORROR”  “Pacific Ocean Now Dead From Fukushima Radiation”

 https://www.youtube.com/watch?v=-1FrscZBjhc&list=TLdJ28vujOJspnMzaADNRXD7_AfpiMeO-H

 Streamed live on Aug 10, 2014

http://www.thenuclearproctologist.org/ The entire 200 kilometers we checked of Canadian Pacific Coast Line was devoid of all life , recovery is highly unlikely . This presentation will be followed tonight with a Q & A session at 8 pm pacific Canada time on this same site beautifulgirlbydana . Watch the live presentation Aug

Proof That We Are Toast, Just Need A Little Jam, and We Are Done!

200,000,000,000,000 becquerels/kg in fuel rod materials found near Tokyo… “the material spread globally” — Composed “major part” of worst Fukushima plume — Persists for long time in living organisms — Must reconsider disaster’s health effects (PHOTOS)

 
Published: August 11th, 2014 at 1:41 pm ET
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Presentation by Yasuhito Igarashi of Japan’s Meteorological Research Institute at IAEA’s expert meeting (pdf), Characteristics of Spherical Cs-Bearing Particles Collected during the Early Stage of FDNPP Accident, February 2014: […] We have found spherical Cs-bearing particles (Cs-ball) from HV filter samples collected during Mar. 14-15, 2011, when the first radioactive plume arrived from the FDNPP accident at the MRI [Meteorological Research Institute] as well as Univ. Tsukuba, Japan. […] experiments showed that the Cs-ball occupied major part in the Mar. 14-15 Fukushima plume. They would persist for a long time in the environment as well as in living organisms. […] the investigation on radioactive aerosol during the second plume arrival gave no such Cs-ball. […] The finding
should be a key to understand the processes of the FDNPP accident, to accurately evaluate the health and environmental impacts and to improve efficiency of the decontamination of the polluted area. […] Further studies are recommended for the present Cs-ball in more detail!

Scientific Reports (Nature Publishing Group) — Emission of spherical cesium-bearing particles from an early stage of the Fukushima nuclear accident, Aug. 30,
2013:

The Fukushima nuclear accident released radioactive materials into the environment over the entire Northern Hemisphere […] Although the accident has global impacts, we still do not know exactly what happened in the reactors […] The chemical and physical properties of the radioactive materials released into the environment are not well known. Such knowledge is necessary to improve the numerical models to estimate the geographical distributions and evaluate the human exposures […] released radioactive material […] was spread globally […] The spherical Cs-bearing particles likely have longer retention times on the land surface than those of the water-soluble Cs particles. The retention time of the particles in the soil or other environments needs to be reconsidered. The health effects of the particles should be evaluated […]

See also: See also: Gundersen: This video “confirms our worst fears” — Scientist: Reactor core materials found almost 500 km from Fukushima plant — 40,000,000,000,000,000,000 Bq/kg — Can travel very, very significant distances

Golly, Tepco Has Been Polluting The Pacific Every Day Since March 2011, I Wonder Why Mexico Has Banned Bluefin Tuna (Duuhhhh!!!)

Scientists: “Absolutely every one” of bluefin tunas tested from S. California was contaminated with Fukushima radiation — “We were definitely surprised to see it at all – and even more surprised to see it in every one we measured”

Published: May 28th, 2012 at 8:11 pm ET
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http://enenews.com/scientists-absolutely-every-one-of-bluefin-tunas-tested-from-s-california-was-contaminated-with-fukushima-radiation-we-were-definitely-surprised-to-see-it-at-all-and-even-more-surprised

Subscription Only: Tuna Carried Fukushima Radioactivity to U.S. Coast
Wall Street Journal
BY ROBERT LEE HOTZ
May 28, 2012, 6:36 p.m. ET

Pacific bluefin tuna migrating last year from coastal Japan to the waters off Southern California contained radioactive cesium isotopes from the Fukushima nuclear disaster, scientists reported Monday.

[…]

“The tuna packaged it up and brought it across the world’s largest ocean,” said marine ecologist Daniel Madigan at Stanford University, who led the study team. “We were definitely surprised to see it at all and even more surprised to see it in every one we measured.”

[…]

“We found that absolutely every one of them had comparable concentrations of cesium-134 and cesium-137,” said marine biologist Nicholas Fisher at Stony Brook University in New York state, who was part of the study group.

Don’t Tell Me That You Still Eat Fish Out of the Pacific! Only United States Will Allow the Continued Fishing and Eating of Killer Fish!

AP: Marine birds disappearing in Pacific Northwest — Significant ecological shift, crashes in many species — “Something’s happening on a big level, but what is it” — Herring problem may be far worse than revealed… result of contamination? Mexico suddenly bans bluefin tuna fishing, US may be next

 
Published: July 28th, 2014 at 10:05 am ET
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http://enenews.com/ap-marine-birds-disappearing-along-pacific-northwest-coast-a-significant-ecological-shift-crashes-in-many-common-species-somethings-happening-on-a-big-level-but-what-is-it
 

Seattle Times (AP), Craig Welch, July 24, 2014: Once-common marine birds disappearing from our coast […] a significant ecological shift in our region — a major decline in once-abundant marine birds. […] the number of everyday marine birds here has plummeted dramatically in recent decades. […] several new studies now also link many dwindling marine bird populations to what they eat — especially herring, anchovies, sand lance […] Some forage-fish species, such as herring, are a fraction of what they once were. […] There’s certainly no shortage of crashes […] “It’s one thing to have a rare species decline,” said Joe Gaydos, with the SeaDoc Society. “[…] We’re talking about big, common species, and a lot of them.” […] it wasn’t clear whether this was a local or continental- scale problem, said Scott Wilson, a biologist with Environment Canada. It’s both: Up and down the West Coast, the winter breeding population [of Western grebes] is half what it was in 1975. […] since 1970 [Puget Sound’s biggest] herring stock has crashed, with more than 90 percent of the population all but gone. […] some scientists believe the herring problem itself may be far worse than others acknowledge. […] Wayne Landis, at Western Washington University […] found that while Puget Sound herring used to live eight to 10 years, they now survive only to age 3 or 4. […] “They don’t get old anymore,” he said. That could be the result of disease or toxic contamination or other changes […] Usually after a bust, herring eventually recolonize, Landis said. The question now: Is this bust different […] “Something’s happening on a big level,” [Gaydos] said. “But what is it?”

KCET, July 23, 2014: Feds to Consider Ban on Bluefin Tuna Fishing — [NOAA] is opening a formal rulemaking process to determine whether it should add Pacific bluefin tuna to its list of fish species that must be released immediately if caught. […] Pacific bluefin spawn in the western Pacific off the coast of Japan […] Mexico closed its Pacific bluefin fishery for 2014 […]

San Diego Union Tribune, July 16, 2014: Mexico’s sudden and unforeseen banning of bluefin tuna fishing […] shut down bluefin tuna fishing at the height of the summer season […]

San Diego Union Tribune, July 14, 2014: [S]tatement from the Mexican government: […] the capture of Blue Fin Tuna in Mexican waters is forbidden for the remainder of the 2014 calendar year. Any incidental catches are to be released. This measure will be strictly enforced […]

 
Published: July 28th, 2014 at 10:05 am ET
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Related Posts

  1. HuffPost: Alarming that bluefin tuna near California still have Fukushima contamination — Study shows plant ‘most likely’ continues to leak February 22, 2013
  2. Professor: California bluefin tuna may have been contaminated by radioactive substances from Fukushima that traveled across Pacific, rather than contamination off coast of Japan — We don’t know exactly what is happening (VIDEO) October 10, 2013
  3. California TV: Seafood industry CEO advises “stay away from bluefin tuna” — Worry that radiation could get worse before it gets better May 30, 2012
  4. U.S. bluefin tuna still contaminated with Fukushima radiation — Study: Cesium found in 100% of small, recently migrated tuna tested February 20, 2013
  5. Forbes: Radiation in California bluefin tuna may be a blessing — Lead Scientist: My first thought was this will do more for conservation of this animal than nearly anything else could May 31, 2012

Criticality Event Finally Under Investigation!

‘Green burst’ and ‘criticality event’ under investigation by gov’t in connection with plutonium release at U.S. nuclear site #WIPP — Official: Underground fire may have initiated reaction in ruptured radioactive waste drum — Concern over possible arson/sabotage? (VIDEO)

Published: July 24th, 2014 at 2:59 pm ET
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Sante Fe Reporter, July 23, 2014 (emphasis added): Scientists at Los Alamos National Laboratory are still trying to determine exactly what caused a barrel buried at the Waste Isolation Pilot Project to burst open in February, said LANL chemist Nan Sauer. […] investigators now believe the metals in [a] glove might have reacted with nitrate salts after temperatures rose in the barrel at WIPP. […] Just how the temps increased to initiate the reaction, however, is still up for debate. Theories about what initiated the reaction include warmth generated by decomposition of the litter (a commercially
available substance called Swheat that Sauer says won’t be used anymore ). Another hypothesis would put the blame on heat from a truck fire that occurred inside WIPP a half mile from the barrel location about nine days beforean air monitor detected the radiation leak. Smoke from the fire might have also affected ventilation systems and led to hotter air, she said. […]

Dr. Nan Sauer, Leader of LANL’s Internal Technical Investigation and Associate Director for Chemistry,Meeting of New Mexico’s Radioactive & Hazardous Materials Committee, July 23, 2014: (UNCLASSIFIED: LA-UR-14-xxxxx) What caused Drum 68660 to breach? Two hypotheses considered in this complex investigation:

  • Chemical Reactivity: Trace Metal Impurities, Process Changes, Radiation Chemistry, Trigger Mechanisms
  • Broader Issue: Green Burst, Related to Truck Fire, Criticality Event, Issue with Other Waste Containers, Arson/Sabotage, Other Materials

Santa Fe New Mexican, July 23, 2014: After the waste had been stored at LANL for nearly three decades, a chemical reaction ripped open a drum, releasing radiation at WIPP just weeks after the drum had been processed at LANL in mid-December. […] “It’s interesting that we went for this extended period of time with no incident, and then all of a sudden we take components, you put it in a drum, you characterize it and six weeks later we have an incident,” said Rep. Donald Bratton […] Wednesday’s legislative hearing was the first public mention of the theory […]

See also: Gov’t Report: ‘Green burst’ seen at WIPP utility yard just minutes before radiation event began — ‘Popping noise’ heard by facility manager investigating incident

Watch KNME’s special about WIPP here

 
Published: July 24th, 2014 at 2:59 pm ET
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Don’t Be Stupid, Thinking That We Have Not Been Nuked!

Fukushima Press Conference: “To the people of the world… dangerous developments… we need your help” — I vomited blood, skin inside mouth peeled out… no limit to radiation damage… contamination is all over Japan — Speaker nearly cries when revealing babies in rain waiting for food after explosion, “Gov’t didn’t issue any warnings” (VIDEO)

 
http://enenews.com/fukushima-press-conference-people-of-the-world-be-aware-of-the-danger-we-need-your-help-i-vomited-blood-skin-inside-mouth-peeled-out-no-limit-to-the-radiation-damage-speaker-chokes-up
Published: July 13th, 2014 at 10:25 am ET 
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Introduction at the Foreign Correspondents’ Club of Japan, July 3, 2014 (at 2:00 in): They have a lot to say about the many health issues their families and communities are facing.

Kazue Morisono, of Koriyama (60 km from Fukushima Daiichi) at the Foreign Correspondents’ Club of Japan, July 3, 2014:

  • 14:45 in — I was so ignorant of nuclear power plants, I kept on living [in Koriyama, 60 km from Fukushima Daiichi]. After Apr. 15, I started coughing very hard — couldn’t stop coughing and producing lots of green phlegm — then finally vomited blood. […] My husband couldn’t stand to see my suffering, he was wondering what had happened. I had a terrible headache. My skin inside my mouth kept peeling out, I had to spit it out. I also had a nose bleed in May, an awful lot of blood, it didn’t stop for a long time. I had tingling on hands and feet, always sick and tired. I happened to have a friend, a 2nd generation of atomic bomb victims, so I talked about my suffering to her. I also asked my friend to get in contact with Dr. Hida, who has been an authority on treating atomic bomb victims for a long time in Japan. He immediately said it’s rapid symptoms of nuclear radiation. […] Most people don’t even think of this area 60 km away from the power plant, that we have to suffer so much from the radiation. I’m now thinking that there is no limit to the radiation damage […] Thank you for listening to my story.
  • 33:30 in — Radiation contamination is not only in Fukushima, because of the transport it’s been scattered all over Japan, and this issue is a national one I believe.
  • 41:15 in — After the explosion, the weather changed. When the rain dropped on me while waiting in line for water, I was standing not knowing what is happening to me. [Almost crying] Many people — not only adults, but children, babies — were standing in line waiting to get water supply and food […] it lasted 5 days. I have to admit I was very ignorant, the prefecture’s local government or the state government didn’t issue any warnings about the radiation contamination. We just behaved as we did before the explosion.
  • 1:04:00 in — The Ministry of Environment claims that this small burner will [dissipate???] all the radiation dosage. But the manufacturer of this burner says maximum it will be 60% […] So this is something I really want you people to know, that the government is burning the radioactive materials in Japan and spreading all radioactive materials into the air.

Saeko Uno of Fukushima City, at the Foreign Correspondents’ Club of Japan, July 3, 2014 (at 11:45 in): To the people of the world, we’d like you to be aware of the dangerous developments in Japan and pay attention to them. We need your helping hands to our activities toward [minimizing the] damage of nuclear power disaster. Thank you.

Watch the press conference on Fukushima here

 
Published: July 13th, 2014 at 10:25 am ET 
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Related Posts

  1. Japan Times: Fukushima may be inundated by typhoon on Monday — Center of storm forecast to pass over nuclear plant — Over 15 inches of rain predicted in region — Flood and mudslide warnings issued for Pacific coast (PHOTO) September 15, 2013
  2. Show Host: I was told not to discuss Fukushima on air, but I did anyway –”They didn’t want it talked about a lot, but eventually it became undeniable” — “World not rushing to aid Japan because nothing can be done… just getting worse and worse… it’s a horror, it’s a tragedy” (VIDEO) April 22, 2014
  3. Japan TV: We’ve managed to obtain ‘revealing, eye-opening testimonies’ from Fukushima workers — Concern over Unit 4 is spreading — First thing I do after quake is check reactor building (VIDEO) May 30, 2012
  4. AP: Massive tornados sweep through Japan — Filmed hovering along coastline — Warnings issued (VIDEOS) November 15, 2012
  5. TV: Warnings the worst is yet to come at Fukushima — Deep underneath nuclear plant a massive pool of contamination is believed to be heading toward Pacific Ocean (VIDEO)September 20, 2013

You Must Realize That the US Will Lie To Us, As Japan Has Lied to the Japanese People!

Japan Correspondent: It’s very scary, officials trying to brainwash public about Fukushima crisis — Professor: We’re wrapping our heads more and more around Fukushima’s legacy… human impact becoming more clear… that’s a very big and serious issue here — “Virtually no public support for nuclear power” (AUDIO)

 
http://enenews.com/japan-correspondent-very-scary-officials-trying-brainwash-public-about-ongoing-fukushima-crisis-professor-wrapping-heads-around-fukushimas-legacy-human-impact-becoming-clear-very-big-serious-issue
Published: July 16th, 2014 at 5:55 pm ET 
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KWMR 90.5 FM, July 14, 2014 (h/t Fukushima Response) — Umi Hagitani, interpreter, Japan correspondent for Ecological Options Network (at 9:30 in): The survivors of the nuclear power accident and supporters of children…  are asking the city of Koriyama to evacuate them because of the exposure to the radiation. But the women of Fukushima, their statement demanded that the reduction of the radioactive exposure is more urgent than the current federal policies and practices in Japan, which is to force people to remain in the contaminated area… Many students of the 5th and 6th grade in elementary school, they attend something called a cancer seminar where they learn about how cancer is such a typical story for many people, they don’t have to worry about it… They’re trying to even build a junior high school and high school combined together by 2020 in Futuba County — that is the closest place to the Fukushima Daiichi. But the administration of the town invited and made a survey of the kids, and I guess kids were not told about the options that they could evacuate, they made it look like they’re interested in coming back. It seems that right now the Abe cabinet has already schemed out a lot of brainwashing and making people feel that it’s possible to decontaminate — and its making the suffering of the people invisible… I feel like that after 3 years, there are more cover-ups and silencing the survivors of this ongoing nuclear accident in Fukushima Daiichi, and it’s really well supported by the structural power hierarchy… it’s very scary to see this. The current situation is that the Ministry of Environment is putting fake radioactive monitors all over. >> Full KWMR broadcast here

ABC 90.3 FM, July 14, 2014 — Dr. Robert Jacobs, associate professor at Hiroshima City University (at 3:15 in): It’s become a much more common and regular thing you read in the newspapers and topic of discussion among people in Japan… it’s become increasingly a topic of conversation because we do here have to deal with the fact that it’s every day pouring radiation into the sea. We’re wrapping our heads more and more around the legacy of it… The human impact is unfolding in more clear view than it did at first, so that’s a very big and serious issue here… People are very, very aware of [contamination in the food supply]… People are very anxious about it… There’s virtually no public support for nuclear power, especially in the communities in which the plants are located. >> Full ABC broadcast here

NHK, July 16, 2014: An NHK survey [on] the government’s policy to allow the restarting of nuclear power plants that pass safety screening [found] 21 percent supported the policy […]

NHK, July 14, 2014: Prime Minister Shinzo Abe has suggested his cabinet’s new security policy may have influenced the outcome of a gubernatorial election in western Japan. Voters rejected the candidate recommended by Abe’s Liberal Democratic Party in the Sunday race in Shiga Prefecture. They elected an independent instead [who] campaigned on the promise of phasing out nuclear power generation in Japan.

Watch NHK’s broadcast ‘Support for Cabinet at New Low’

Published: July 16th, 2014 at 5:55 pm ET
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Related Posts

  1. AP: Link between nuclear weapons and nuclear power is “becoming increasingly clear” says Japan professor — Nuclear power industry not thrilled people are talking about it July 31, 2012
  2. Japanese Professor: All the nuclear interests want to do is avoid making nuclear power a central election issue — Gundersen: Gov’t trying to frighten public September 6, 2012
  3. Nobel Prize Winner on NHK: “Only way to preserve human life is to completely turn away from nuclear power” (VIDEO) June 17, 2012
  4. TV: Fukushima confirms nightmarish potential of nuclear power; Public living with threat of worst-case scenarios on daily basis — Author: “Super catastrophe” looms at plant (VIDEO)January 14, 2014
  5. Caldicott: Fukushima to be pouring radioactive water into Pacific “probably for the rest of time… forever more” — “There’s simply nothing anyone can do about it” — “Nuclear industry is covering it up because they know if truth comes out it will be end of nuclear power” (AUDIO) March 24, 2014

Statement of Facts for CitiGroup Settlement – Dept. Of Justice Action

Click to access 558201471413645397758.pdf

1
STATEMENT OF FACTS
In 2006 and 2007, Citigroup Inc., through certain of its affiliates (“Citigroup”), securitized thousands of residential mortgage loans and sold the resulting residential mortgagebacked securities (“RMBS”) for tens of billions of dollars to investors, including federally insured financial institutions. Prior to securitization, Citigroup conducted due diligence on loans (including credit, compliance, and valuation due diligence). In securitizing and issuing the RMBS, Citigroup provided representations in offering documents about the characteristics of the underlying loans. As described below, in the due diligence process, Citigroup received information indicating that, for certain loan pools, significant percentages of the loans reviewed did not conform to the representations provided to investors about the pools of loans to be securitized.  Citigroup’s RMBS securitization process and representations In 2006 and 2007, Citigroup securitized and sold RMBS, through both “thirdparty” and “principal” transactions.  For “third-party” transactions, Citigroup served as an underwriter. In certain of those transactions, Citigroup served as the lead underwriter. In that role, Citigroup, among  other things, structured the transaction and sold RMBS certificates to investors. Citigroup acted as an underwriter through its wholly-owned subsidiary Citigroup Global Markets Inc. For “principal” transactions, Citigroup purchased groups or “pools” of loans from third parties prior to securitization and, in certain instances, originated the loans itself through another of its subsidiaries. Citigroup also acted as underwriter for certain of the principal transactions. Citigroup bought pools of mortgage loans from numerous lending  institutions, or “originators.” These lending institutions included Ameriquest Mortgage Company, Argent Mortgage Company LLC, Accredited Home Lenders, Inc., Countrywide Home Loans, Inc., New Century Mortgage Corporation, Wells Fargo Bank, N.A., and others. 
2
In these transactions, Citigroup securitized the loans under its own shelf registration, such as its shelf  known as “Citigroup Mortgage Loan Trust Inc.” or “CMLTI.” In various RMBS offerings, Citigroup provided representations, or otherwise disclosed information, in certain offering documents, about the loans it securitized, telling investors that:
 Loans in the securitized pools were originated generally in accordance with the loan originator’s underwriting guidelines.
 Exceptions to those underwriting guidelines had been made when the originator identified  “compensating factors” at the time of origination.
 The securitization sponsor or originator (which, in certain instances, was Citigroup) represented that each loan had been originated in compliance with federal,  state, and local laws and regulations.
 The loans being securitized had various characteristics, such as loan-to-value ratios at origination within various ranges.

In the base prospectus for certain RMBS offerings, Citigroup further represented that it would not include any loan “if anything has come to [Citigroup’s] attention that would cause it to believe that the representations and warranties made in respect of such mortgage loan will not be accurate and complete in all material respects as of the date of initial issuance of the related series of securities.”  Citigroup’s due diligence process Citigroup reviewed due diligence results on loans prior to securitization.
3
In principal transactions, before purchasing a pool of loans from a third-party originator, Citigroup conducted due diligence on those loans.  Citigroup typically conducted this due diligence by reviewing certain loans in the loan pool, rather than the entire pool. This sample was generally composed of certain loans from the pool with characteristics that Citigroup viewed as warranting review. Citigroup  would contract with a due diligence vendor to review the sampled loans. The vendor would “re-underwrite” the individual loan files in the sample.  Part of this review focused on “credit,” including whether the loan met the originator’s underwriting guidelines, or whether the originator had found the loan to possess sufficient “compensating factors” to warrant a deviation from the guidelines. Another part of this review was focused on “compliance,” to determine whether the loan had been originated in compliance with federal, state, and local laws and regulations. For each sampled loan reviewed for “credit” and “compliance,” the due diligence vendor assigned a grade. In general, the vendor graded a loan “EV1” when the loan was underwritten according to the applicable guidelines and originated in compliance with applicable laws. The vendor generally graded a loan as “EV2” when the loan did not comply with applicable underwriting guidelines, but nonetheless had sufficient compensating factors that the originator had found to justify the extension of credit. The vendor graded a loan “EV3” when the loan was not originated in compliance with applicable laws and regulations, the loan did not comply with applicable underwriting guidelines and lacked the sufficient offsetting compensating factors, or the loan file was missing a key piece of documentation.  Citigroup obtained the results of the credit and compliance reviews from the due diligence vendors and was provided information about the number or percentage of loans in the sample that the vendor had graded EV3. Citigroup also was provided with the reasons that the vendor had assigned the EV3 grades, including the nature of the defects, such as 

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whether the borrower had unreasonable stated income, when the borrower’s credit score was below guidelines, when the ratios of loan-to-property value and debt-to-income exceeded the underwriting guidelines, and when the loan file reviewed was missing  documents or had inadequate documentation. Citigroup referred to EV3 loans as “kicks,” “kickouts,” or “rejects.” Citigroup also used a due diligence process to assess the reported values of the properties that served as collateral for the mortgage loans. This “valuation” review was intended to determine whether information about the property’s value sufficiently supported the reported value for the property. The valuation review was conducted by a vendor, using methods such as automated valuation models, broker price opinions, and appraisal reviews.  The vendor used one or more of these methods to calculate a valuation determination for the property being reviewed. Citigroup used thresholds or “tolerances” for the valuation firm to assess whether the information about the property’s value sufficiently supported the reported value as determined by an appraiser. Citigroup instructed the vendor to recommend the loan for rejection if the vendor’s valuation determination differed from the appraised value by more than 15 percent with respect to certain types of loans. In other words, Citigroup had an internal “tolerance” of up to 15 percent. This meant that Citigroup routinely accepted, for purposes of  the valuation review, specific types of loans for purchase and securitization when the valuation firm’s determination deviated by less than 15 percent from the reported appraised value. Citigroup’s thresholds further provided that if a valuation firm determined that the combined loan-to-value ratio for a loan exceeded 100 percent, the loan would be recommended  for rejection.  In third-party transactions, depending on the role played by Citigroup, Citigroup would work with due diligence vendors to perform diligence on samples of loans selected with
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the participation of the issuer or otherwise review reports from due diligence vendors retained by the issuer or other underwriters to the transaction.  Due diligence on Citigroup RMBS in 2006 and 2007 In 2006 and 2007, Citigroup’s due diligence vendors provided Citigroup with reports reflecting that the vendors had graded certain of the sampled loans as EV3. For numerous pools, the reports showed that the vendors had graded significant percentages of the sampled loans as EV3.1  In addition, Citigroup’s internal due diligence personnel reevaluated loan grades and subsequently directed the due diligence vendor to assign grades of EV1 or EV2 to loans as  to which Citigroup’s due diligence vendors had previously assigned grades of EV3. Certain of Citigroup’s main due diligence vendors would track when loans that they had graded as EV3 were “waived” in by Citigroup. Citigroup’s contemporaneous records did not in all cases document Citigroup’s reasons for directing the due diligence vendors to re-grade loans.  Further, in certain instances, Citigroup learned from the vendors conducting valuation due diligence that loans in particular loan pools exceeded Citigroup’s valuation tolerances. The vendors also reported that a number of the properties securing the loans had reported or appraised values that were higher than the vendors’ valuation determination. In certain instances, Citigroup securitized loans that its vendors had reported exceeded Citigroup’s valuation tolerances or where the vendor’s valuation determination exceeded the reported or appraised value.

1 There were loans in each of the RMBS reviewed by the Justice Department that did not comply with underwriting guidelines, including the securitizations set forth on Appendix 1, which the Justice Department determined to contain significant percentages of  defective loans.
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Examples In the following deals, Citigroup securitized loans, making representations of the type described earlier that the loans generally complied with underwriting guidelines or  had sufficient compensating factors, had been originated in compliance with law, and possessed certain characteristics.
1. In three CMLTI RMBS issued and underwritten by Citigroup in 2006, Citigroup’s due diligence vendors reported to Citigroup their findings that loans in the samples had not been originated in compliance with underwriting guidelines and with applicable federal law and regulations. Certain of these loans were missing documentation, such as HUD-1 documents that Citigroup had told the vendor were necessary. A due diligence report sent to Citigroup, after the re- underwriting was complete, showed that more than 12 percent of loans in the sample had been graded EV3. A due diligence report for another large pool, which contributed over 2,000 loans to another RMBS, showed that more than 29 percent of the sampled loans had been graded EV3. Citigroup securitized the loans from these pools that had not been rejected at the end of the due diligence process in the three RMBS. 

2. In an RMBS where Citigroup served as the lead underwriter in 2006, the due diligence report provided to Citigroup by its vendor showed that more than 25 percent of the loans in the sample reviewed for credit and compliance had been graded by the vendor as EV3 or were found to have missing file documents. Many of the loans did not comply with underwriting guidelines or represented exceptions to those guidelines: more than 67 percent were graded as EV2 by the vendor. The vendor graded only approximately 6 percent of the loans in the sample as EV1. Notwithstanding these results, Citigroup securitized loans from this pool in the RMBS. 

3. In a CMLTI RMBS issued and underwritten by Citigroup in 2007, the due diligence vendor initially reviewed a sample of loans selected based on certain criteria (the
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“adverse sample”). Early in the diligence process, the vendor notified Citigroup employees that it had graded over 44 percent of the adverse sample as EV3s. The vendor identified trends associated with its review of those loans and stated that, if the trends continued, it expected the pool to have an “unusually large” number and percentage of rejects.  Later in the due diligence process, the vendor asked Citigroup whether it would  be “prudent” to perform additional diligence based on a random sample, to determine whether the large number of “kick outs” were the result of the adverse selection method or reflective of the loans across the entire pool. Thereafter, the due diligence vendor advised Citigroup that it had graded over 32 percent of the random sample as EV3.  In addition, during the due diligence on the same loan pool, Citigroup’s due diligence personnel reevaluated certain of the vendor’s loan grades and directed the due diligence vendor to change some of those grades from an EV3 to an EV2 or EV1. The final report from the vendor graded approximately 20 percent of the sample as EV3.  Apart from the random sample, Citigroup did not conduct further due diligence to determine whether the remaining loans in the pool contained defects. Instead, Citigroup securitized loans from this pool in the RMBS.

4. In two CMLTI RMBS issued and underwritten by Citigroup in 2007, Citigroup’s due diligence vendor identified a number of loans that were outside of Citigroup’s valuation rules and tolerances. These included loans where the difference between the reported original appraisal and the vendor’s valuation determination exceeded 15 percent, or otherwise exceeded Citigroup’s thresholds. Citigroup also instructed the due diligence vendor to change the grades of loans that its vendor had recommended for rejection, following Citigroup’s review of those loans and loan grades. Citigroup then securitized hundreds of the loans that its vendor had identified as outside of Citigroup’s tolerances.
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In addition, early in the due diligence process, a trader at Citigroup wrote an internal email that indicated that he had reviewed a due diligence report summarizing loans that the due diligence vendor had graded as EV3s and had noted that “a lot” of these rejected loans had unreasonable income and values below the original appraisal, which resulted in combined loan- to-value in excess of 100 percent. The trader stated that he “went thru the Diligence Reports and think that we should start praying… I would not be surprised if half of these loans went down. There are a lot of loans that have unreasonable incomes, values below the original appraisals (CLTV would be >100), etc. It’s amazing that some of these loans were closed at all.”   Despite this trader’s observations, Citigroup securitized loans from this pool in the two RMBS.

5. In four CMLTI RMBS issued and underwritten by Citigroup in 2007, Citigroup securitized loans from two loan sellers.  Citigroup employees had been informed that in prior RMBS securitizations where the underlying loans were from the same companies, a significant number of loans had already gone into early default.  In addition, prior to the securitization of those four RMBS, Citigroup received additional information about the quality of mortgage underwriting at those companies. Prior to the issuance of the four RMBS in 2007, Citigroup had begun the process to acquire assets from one of the companies. As part of that acquisition, Citigroup conducted due diligence on the companies. As part of that due diligence, Citigroup received some of the company’s internal audit reports, and distributed them to, among others,  a Managing Director who was involved with Citigroup’s RMBS securitizations. The internal audit reports showed that the seller had itself found, in the prior year, that it lacked key internal controls over its quality assurance for loan production, and that substantial percentages of the loans failed to adhere to underwriting guidelines, which the seller itself labelled as “high risk.”
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Citigroup also conducted its own reviews of a sample of loans provided by the seller. In that process, Citigroup identified issues with the seller’s internal quality controls. During this time, Citigroup’s due diligence vendors graded a number of sampled loans, both from loan pools to be securitized and from loans funded through “warehouse” lines of credit, as EV3, including loans that the vendors found did not comply with applicable laws and regulations due to missing documentation. In certain instances, Citigroup’s due diligence personnel reevaluated certain of the vendors’ loan grades and instructed its due diligence vendor to change some of those grades from an EV3 to an EV2 or EV1.  Notwithstanding the information Citigroup had received about the companies’ loans, Citigroup purchased the loan pools and securitized loans from those pools in the four RMBS.

CitiGroup Penalty “Largest of It’s Kind”! FINALLY Someone is Paying For Misleading Investors About Toxic Mortgages

Department of Justice

http://www.justice.gov/opa/pr/2014/July/14-ag-733.html

Office of Public Affairs

FOR IMMEDIATE RELEASE

Monday, July 14, 2014

Justice Department, Federal and State Partners Secure Record $7 Billion Global Settlement with Citigroup for Misleading Investors About Securities Containing Toxic Mortgages

Citigroup to Pay the Largest Penalty of Its Kind – $4 Billion

The Justice Department, along with federal and state partners, today announced a $7 billion settlement with Citigroup Inc. to resolve federal and state civil claims related to Citigroup’s conduct in the packaging, securitization, marketing, sale and issuance of residential mortgage-backed securities (RMBS) prior to Jan. 1, 2009.  The resolution includes a $4 billion civil penalty – the largest penalty to date under the Financial Institutions Reform, Recovery and Enforcement Act (FIRREA).  As part of the settlement, Citigroup acknowledged it made serious misrepresentations to the public – including the investing public – about the mortgage loans it securitized in RMBS.  The resolution also requires Citigroup to provide relief to underwater homeowners, distressed borrowers and affected communities through a variety of means including financing affordable rental housing developments for low-income families in high-cost areas.  The settlement does not absolve Citigroup or its employees from facing any possible criminal charges.

This settlement is part of the ongoing efforts of President Obama’s Financial Fraud Enforcement Task Force’s RMBS Working Group, which has recovered $20 billion to date for American consumers and investors.  

“This historic penalty is appropriate given the strength of the evidence of the wrongdoing committed by Citi,” said Attorney General Eric Holder.  “The bank’s activities contributed mightily to the financial crisis that devastated our economy in 2008.  Taken together, we believe the size and scope of this resolution goes beyond what could be considered the mere cost of doing business.  Citi is not the first financial institution to be held accountable by this Justice Department, and it will certainly not be the last.”

 The settlement includes an agreed upon statement of facts that describes how Citigroup made representations to RMBS investors about the quality of the mortgage loans it securitized and sold to investors.  Contrary to those representations, Citigroup securitized and sold RMBS with underlying mortgage loans that it knew had material defects.  As the statement of facts explains, on a number of occasions, Citigroup employees learned that significant percentages of the mortgage loans reviewed in due diligence had material defects.  In one instance, a Citigroup trader stated in an internal email that he “went through the Diligence Reports and think[s] [they] should start praying . . . [he] would not be surprised if half of these loans went down. . . It’s amazing that some of these loans were closed at all.”  Citigroup nevertheless securitized the loan pools containing defective loans and sold the resulting RMBS to investors for billions of dollars.  This conduct, along with similar conduct by other banks that bundled defective and toxic loans into securities and misled investors who purchased those securities, contributed to the financial crisis.                                  

“Today, we hold Citi accountable for its contributing role in creating the financial crisis, not only by demanding the largest civil penalty in history, but also by requiring innovative consumer relief that will help rectify the harm caused by Citi’s conduct,” said Associate Attorney General Tony West.  “In addition to the principal reductions and loan modifications we’ve built into previous resolutions, this consumer relief menu includes new measures such as $200 million in typically hard-to-obtain financing that will facilitate the construction of affordable rental housing, bringing relief to families pushed into the rental market in the wake of the financial crisis.”

Of the $7 billion resolution, $4.5 billion will be paid to settle federal and state civil claims by various entities related to RMBS: Citigroup will pay $4 billion as a civil penalty to settle the Justice Department claims under FIRREA, $208.25 million to settle federal and state securities claims by the Federal Deposit Insurance Corporation (FDIC), $102.7 million to settle claims by the state of California, $92 million to settle claims by the state of New York, $44 million to settle claims by the state of Illinois, $45.7  million to settle claims by the Commonwealth of Massachusetts, and $7.35 to settle claims by the state of Delaware.

Citigroup will pay out the remaining $2.5 billion in the form of relief to aid consumers harmed by the unlawful conduct of Citigroup.  That relief will take various forms, including loan modification for underwater homeowners, refinancing for distressed borrowers, down payment and closing cost assistance to homebuyers, donations to organizations assisting communities in redevelopment and affordable rental housing for low-income families in high-cost areas.  An independent monitor will be appointed to determine whether Citigroup is satisfying its obligations.  If Citigroup fails to live up to its agreement by the end of 2018,  it must pay liquidated damages in the amount of the shortfall to NeighborWorks America, a non-profit organization and leader in providing affordable housing and facilitating community development.  

The U.S. Attorney’s Offices for the Eastern District of New York and the District of Colorado conducted investigations into Citigroup’s practices related to the sale and issuance of RMBS between 2006 and 2007.

“The strength of our financial markets depends on the truth of the representations that banks provide to investors and the public every day,” said U.S. Attorney John Walsh for the District of Colorado, Co-Chair of the RMBS Working Group.  “Today’s $7 billion settlement is a major step toward restoring public confidence in those markets.  Due to the tireless work by the Department of Justice, Citigroup is being forced to take responsibility for its home mortgage securitization misconduct in the years leading up to the financial crisis.  As important a step as this settlement is, however, the work of the RMBS working group is far from done, we will continue to pursue our investigations and cases vigorously because many other banks have not yet taken responsibility for their misconduct in packaging and selling RMBS securities.”

“After nearly 50 subpoenas to Citigroup, Trustees, Servicers, Due Diligence providers and their employees, and after collecting nearly 25 million documents relating to every residential mortgage backed security issued or underwritten by Citigroup in 2006 and 2007, our teams found that the misconduct in Citigroup’s deals devastated the nation and the world’s economies, touching everyone,” said U.S. Attorney of the Eastern District of New York Loretta Lynch.  “The investors in Citigroup RMBS included federally-insured financial institutions, as well as a host of states, cities, public and union pension and benefit funds, universities, religious charities, and hospitals, among others.  These are our neighbors in Colorado, New York and around the country, hard-working people who saved and put away for retirement, only to see their savings decimated.”

This settlement resolves civil claims against Citigroup arising out of certain securities packaged, securitized, structured, marketed, and sold by Citigroup.  The agreement does not release individuals from civil charges, nor does it release Citigroup or any individuals from potential criminal prosecution. In addition, as part of the settlement, Citigroup has pledged to fully cooperate in investigations related to the conduct covered by the agreement.

 Michael Stephens, Acting Inspector General for the Federal Housing Finance Agency said, “Citigroup securitized billions of dollars of defective mortgages, after which investors suffered enormous losses by purchasing RMBS from Citi not knowing about those defects. Today’s settlement is another significant step by FHFA-OIG and its law enforcement partners to hold accountable those who committed acts of fraud and deceit in the lead up to the financial crisis, and is a necessary step toward reviving a sound RMBS market that is crucial to the housing industry and the American economy.  We are proud to have worked with the Department of Justice, the U.S. Attorneys’ Offices in the Eastern District of New York and the District of Colorado. They have been great partners and we look forward to our continued work together.”

The underlying investigation was led by Assistant U.S. Attorneys Richard K. Hayes, Kevin Traskos, Lila Bateman, John Vagelatos, J. Chris Larson and Edward K. Newman, with the support of agents from the Office of the Inspector General for the Federal Housing Finance Agency, in conjunction with the President’s Financial Fraud Enforcement Task Force’s RMBS Working Group.

The RMBS Working Group is a federal and state law enforcement effort focused on investigating fraud and abuse in the RMBS market that helped lead to the 2008 financial crisis.  The RMBS Working Group brings together more than 200 attorneys, investigators, analysts and staff from dozens of state and federal agencies including the Department of Justice, 10 U.S. Attorneys’ Offices, the FBI, the Securities and Exchange Commission (SEC), the Department of Housing and Urban Development (HUD), HUD’s Office of Inspector General, the FHFA-OIG, the Office of the Special Inspector General for the Troubled Asset Relief Program, the Federal Reserve Board’s Office of Inspector General, the Recovery Accountability and Transparency Board, the Financial Crimes Enforcement Network, and more than 10 state Attorneys General offices around the country.

The RMBS Working Group is led by its Director Geoffrey Graber and its five co-chairs: Assistant Attorney General for the Civil Division Stuart Delery, Assistant Attorney General for the Criminal Division Leslie Caldwell, Director of the SEC’s Division of Enforcement Andrew Ceresney, U.S. Attorney for the District of Colorado John Walsh and New York Attorney General Eric Schneiderman.

Learn more about the RMBS Working Group and the Financial Fraud Enforcement Task Force at: http://www.stopfraud.gov .

It Never Ceases to Amaze Me, The Stupidity of the Public

I swear!  It never ceases to amaze me, the stupidity of the public.  Everyone sitting around with their fingers in their asses while we are continually nuked!  What the f–k is wrong with people?  Is it Ok that you children’s children will be unrecognizable as humans?  What are you people thinking?

No one gives a shit!  What is going on?  Years ago, when 3-Mile Island was going on, people became afraid of nuclear reactors, and rightfully so.  Now, the horrible scary news about Fukushima, WIPP, and Hanford are just like totally ignored by you people!  Hell, I didn’t have kids, and I am more frantic about the situation than the people with kids, and grandkids.  What the fuck are you people paying attention to?  Nothing?

Yes, I am mad!  Mad as hell!  All the people that protested in the 60’s early 70’s what the hell are yall thinking?  Shit!  You would protest anything and everything, and now, it is suddenly ok to nuke everyone?  What the hell did you grow up to be?  A Senator or Congressman, protected from the radiation on earth?

I tell you what people…  If you don’t get out of your zombie states, and you own little world taking whatever kind of I don’t give a shit pills yall are taking, there won’t be nothing but radiation sickness, damaged genes, and the mutation of all mankind.

I don’t know what to tell yall!  I thought everyone snoozing through Foreclosure Hell was bad enough, but now they are literally killing us with an unseen toxin.  Do you really think you are immune?

Well, you’re not! 

Somebody Needs to Get the Radioactive Materials Out of the Hands of the Government Regulatory Agencies, While Humans Are Still Recognizable!

Internal Memo: 10 times more WIPP nuclear drums risk exploding than media reported — Expert: Data shows increasing amount of radioactivity going into environment — Official: Something “caused drum to later catch fire”; Gov’t should investigate if truck fire & electrical surge led to the radiation release

 
http://enenews.com/10-times-as-many-potentially-explosive-nuclear-waste-drums-inside-wipp-dump-than-reported-expert-data-shows-increased-amounts-of-radioactivity-going-into-environment-official-drum-ca
Published: July 5th, 2014 at 2:28 pm ET 
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AP, July 4, 2014 (emphasis added): Teams of scientists and engineers are still trying to determine exactly what caused a barrel [at New Mexico’s Waste Isolation Pilot Plant (WIPP)] from Los Alamos to burst […] Despite hundreds of experiments to date, investigators have been unable to create any reaction that would have caused the container to leak like it did […] The accident has […] indefinitely shuttered the mine […] According to the memo obtained by The Associated Press, [Los Alamos National Laboratory’s Principal Associate Lab Director Terry Wallace] told employees at a meeting Monday that the probe is focused on 16 barrels of highly acidic, nitrate-salt-bearing waste, including the drum that leaked at [WIPP]. Ten of the other barrels [11 total, including the one that ruptured] are also underground at the [WIPP] mine[…] Wallace is quoted in the memo as saying that a technical review “identified certain conditions that might potentially cause an exothermic reaction inside a drum. Among them are neutralized liquids, a low pH and the presence of metals.”

According to the AP’s article above, the investigation is now focusing on 11 barrels in the WIPP underground, yet only a few weeks ago the AP reported: “Officials say 6… potentially explosive containers of waste [were shipped] from Los Alamos National Laboratory… [Five] are being stored at a site in West Texas [and] one at the Waste Isolation Pilot Plant [believed to be the source of the radiation leak].

Albuquerque Journal interview with Miles Smith, EnergySolutions’ vice president of Southwest operations, July 3, 2014: “We don’t believe the combination we put into the drums, we don’t think it has the ability to start burning on its own. It needs an outside source of ignition […] It doesn’t look like the kitty litter was the cause […] I don’t believe [absorbent materials] caused the explosion or the fire. [One of the two suspect products, an acid neutralizer, is not a problem]. Its safety sheet says it is not incompatible [The other product, a base neutralizer, is incompatible with the nitrates in WIPP waste but this neutralizer wasn’t used in the WIPP-bound barrels.] We think there are other things that caused the drum to later catch fire [there] are a lot of things out there [to investigate, including a truck fire and an electrical surge in the days before the leak.]

See also: “Very likely” multiple nuclear waste drums exploded at WIPP — Signs of fire observed — It was clearly something major

Albuquerque Journal, July 3, 2014: Don Hancock of the Southwest Research and Information Center, a WIPP watchdog, said Smith’s comments are consistent with those of state Environment Department […] but noted that no one from [Los Alamos National Lab] has weighed in. “I would say I’ve always been skeptical of the kitty litter issue,” he said. “Anybody with a cat knows that kitty litter itself is not combustible. It’s got to be kitty litter and something else.”

Don Hancock, Southwest Research and Information Center, June 25, 2014: […] the current data show that there are increased amounts of radioactivity going into the environment as contaminated filters are being changed. […] DOE presumes that the ventilation system and the exhaust shaft are too contaminated to use in a re-opened facility. On June 18, the House Appropriations Committee approved $20 million dollars […] as a down payment for new ventilation and a new exhaust shaft. […] it is very difficult or impossible to determine exactly what happened and how much contamination was released.

See also: Radiation spikes at WIPP nuclear facility — Hits highest levels since initial hours of radioactive release in February — Document link removed from official website — Gov’t analyzing samples for “potential impact on human health”

 
Published: July 5th, 2014 at 2:28 pm ET 
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  1. Video: Gov’t official ‘chokes up’ over WIPP problems — Needs 15-second pause at community meeting — President of nuclear dump replaced — “We definitely got away with not having anyone seriously hurt” — Took 30 minutes to notice fire, truck leaking oil, extinguisher didn’t work March 14, 2014
  2. Nuclear Expert: Hydrogen explosion suspected as cause of WIPP plutonium release — Meeting: Are more lids going to blow? Seeing how top of drum blew off has me concerned it isn’t ‘low level’ — Former DOE Expert: US will inevitably shift to storing radioactive waste on surface after this (VIDEO) June 17, 2014
  3. Expert: ‘Cracked’ nuclear container “blew top off” at WIPP — Hundreds more drums at dump risk ‘energetic reaction’ and radiation release — Insider: Get forklift and remove them before another accident — Official: No ‘imminent’ public threat ‘at this time’ (VIDEO)May 19, 2014
  4. Expert: No one in world has ever dealt with something like WIPP disaster — Continuous release of radioactive material ’24/7′ to environment — Nobody knows when leaking will end — It’s a ‘major failure’ for so many people to be exposed — Gov’t yet to say if dump will open again (AUDIO) April 6, 2014
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Once Upon a Time…. I Thought the Worst We Had To Face Was Foreclosure Hell, I WAS WRONG!

Ya know, I used to think that Foreclosure Hell was the worst thing we in this Country had to face.  Wow, Was I Wrong!

I didn’t realize that just like in Japan, they will cook us to death with radiation, and not even bother to tell us.  I have condemned the Japanese for nuking the world and not telling us the truth about it, but fuck me, this country is doing the same thing.

While most people go about their daily business, they never think about the fact, that a pleasure of getting rained on is killing them.  We are the walking dead, and being asleep to the fact is just fucking us up more.

I would apologize for my slang, no, crude language, but something needs to wake these sleeping zombies up!

So, they are not only going to take every house they can get their grimy paws on, but they are going to continue the slow kill of humankind from the planet.  

It is not the kids growing up now that will suffer so much, it is like the butterfly test in Fukushima.  It is the children’s children that will be riddled with deformities. 

No matter what they try to tell us, we cannot be stupid, and believe that radiation is ok.  The thought of believing that, well, it is, stupid.  The sheeple that make up this country now, is amazing.  If the government says the radiation is not hurting us, we’ll just believe them.  Because the government says so?  Yall need to get out from under the rock, and out of the sun, cause damn!  You been drinking too much water with fluoride in it, for too long, and it has made you dumb!  I take that back, it has made you dumber than dirt!

For years, they have been doing things with the weather, with our food, with our prescriptions, our health!  They have taken healthy human beings and turned them into out of shape, fat slugs that have lives that are meant for cattle.  Chemtrails is no lie either.  What about HARP?  I guess that you also believe that 911 was not an inside job.

No, I am not a conspiracy theorist, I believe in taking what is put before me, studying it, seeing it for what it is, listening to scientists, listening to experts, and deducing my own opinion.  You see, we woke up.  We quit drinking the tap water.  We quit watching the regular news.  The news media is brainwashing you sheeple, which is not hard for them to do.

Terrorists are here, they are going to get you, so we have to militarize the Police forces.  These false flag shootings, are to outrage you sheeple, so that you will agree that guns are bad, and they can confiscate our guns.  We are told that our rights have to be taken, so that we can be protected from the terrorists, etc.,

If you are so blind you cannot see your nose on your face, you will not notice that Fannie Mae, and the banks are throwing our elderly out on the street.  Right now, in Goodyear, Arizona, and 83 year old woman and her 86 year old husband are being thrown out of their home.  No one cares.  In Colorado Springs, CO, an 82 year old woman is being thrown out of her home.  No one cares.

What the hell is wrong with you sheeple?  It’s not you, so it is Ok?  The Bank With the Most Homes in the End Wins, Get Used to It!!!

Sheeple Awaken! 

Sad Truth of Fukushima, Yall Need To Wake Up Out There!!!

 

    Fukushima’s Children are Dying

Harvey Wasserman | ECOWATCH

Some 39 months after the multiple explosions at Fukushima, thyroid cancer rates among nearby children have skyrocketed to more than forty times (40x) normal.

More than 48 percent of some 375,000 young people—nearly 200,000 kids—tested by the Fukushima Medical University near the smoldering reactors nowsuffer from pre-cancerous thyroid abnormalities, primarily nodules and cysts. The rate is accelerating.

More than 120 childhood cancers have been indicated where just three would be expected, says Joseph Mangano, executive director of the Radiation and Public Health Project.

The nuclear industry and its apologists continue to deny this public health tragedy. Some have actually asserted that “not one person” has been affected by Fukushima’s massive radiation releases, which for some isotopes exceed Hiroshima by a factor of nearly 30.

But the deadly epidemic at Fukushima is consistent with impacts suffered among children near the 1979 accident at Three Mile Island and the 1986 explosion at Chernobyl, as well as findings at other commercial reactors.
 

READ THE REST AT :   http://ecowatch.com/2014/06/14/fukushima-children-dying/

Listen to the radio show at http://www.prn.fm 

 


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Pray For The Hanford Workers!

NBC stations reveal nuclear workers suffering severe brain damage, dementia — Toxic waste raining down from sky, wore baseball caps for protection — Brains being eaten away, teeth falling out — Workers raising safety issues framed using false evidence, fired — Gov’t not allowed in to investigate (VIDEO)

 
Published: June 6th, 2014 at 5:30 pm ET 
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http://enenews.com/nbc-stations-reveal-nuclear-workers-suffering-severe-brain-damage-dementia-toxic-waste-raining-down-from-sky-wore-baseball-caps-for-protection-brains-being-eaten-away-workers-raising-safety?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+ENENews+%28Energy+News%29

NBC Right Now, Apr. 30, 2014: Former Hanford Worker Sick from Nuclear Waste

  • Jane Sander, reporter: A nuclear waste spill happened hours before at the tank farm.
  • Lonnie Poteet, Hanford worker: I was already burning from my glove line to my t-shirt line and… starting to lose a little bit of vision in my right eye… Why didn’t they say something?
  • Sander: Poteet describes living his life now as recluse… sharp pains in his head, they cause him to often twitch. He says medication prevents him from collapsing in pain due to severe nerve damage in his brain.
  • Poteet: [More Hanford workers] are going to be exposed to the same situation… Nobody is going to do anything to stop it… As long as there’s profit… and they get their bonuses on a decent time, that’s all they care about… Most of the workers onsite right now are running scared. They will not bring up any safety concerns because as soon as you do, you’re going to be labeled and thrown off the site, just as fast as they can go. They’ll either create stuff that never happened, or they’ll find ways to get you.
  • Watch the broadcast here

NBC Right Now, June 5, 2014: Sick Former Hanford Worker Speaks Out

  • Jane Sander, reporter: He sadly lives his life with a deadly disease…
  • Lawrence Rouse, Hanford worker:  I have toxic encephalopathy… it eats your brain away.
  • Sander: Near the end of his almost 20 years at Hanford… he began to develop severe symptoms. Stuttering, memory loss, losing teeth…emotionally unstable…violent outbursts.
  • Rouse: [My son] wrote this letter, this little poem, and said that his dad is gone… It would rain the chemicals on you from the stack. That’s why we wore the baseball caps.
  • Sander: The Washington Dept. of Labor and DOE denied [compensation]… Since the [EEOICPA] program began in 2001, they’ve paid more than $1 billion in compensation and medical bills to [6,936 Hanford] workers…
  • Rouse: DOE has always denied everything. And that’s not going to change.
  • Sander: More Hanford workers continue to file claims for their illnesses.
  • Watch the broadcast here

KING 5 Seattle (NBC), June 4, 2014: It’s an unprecedented series of workplace accidents in the state. Since mid-March the number Hanford workers seeking medical help after breathing in chemical vapors has risen to 34.

  • Susannah Frame, reporter: Vapors causing serious illnesses at Hanford is not new… at the most contaminated workplace in the nation, OSHA can’t get past the gates to investigate.
  • Diana Gegg, Hanford worker: It’s turned my life upside down.
  • Frame: Brain damage, sudden tremors, vision loss, dementia – Illnesses the gov’t admits were caused by exposure… she can’t go out without a wheelchair, cook, or drive.

Watch the broadcast here

 
Published: June 6th, 2014 at 5:30 pm ET 
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Related Posts

  1. TV: 11 workers at U.S. nuclear site transported to medical facilities — Suffering nose bleeds, chest pains, coughing up blood — Multiple locations evacuated — Persistent symptoms “extremely unusual” — Workers: “The place is falling apart… serious problems out there” (VIDEO) March 26, 2014
  2. CBS Evening News: Nuclear engineer fired — Warning about blast “very similar to explosion you saw at Fukushima” in U.S. — Comparison left out when aired by CBS ‘This Morning’ (VIDEO) October 21, 2013
  3. TV: Fukushima workers “fear for their own safety” — “The truth is astonishing… I don’t dare wash my hands, even after using toilet” (VIDEO) November 14, 2013
  4. TV: More workers rushed to hospital at U.S. nuclear site — 17 sickened in past week — Former Employee: “It’s pretty scary… to have this many in 8 days is really abnormal” — Company: We’re trying to understand what’s happening (VIDEO) March 27, 2014
  5. TV: Nuclear workers “stripped naked, soaked in sweat… gasping for air” — “My teeth started breaking off” — “It’s as if they are the living dead” — “Democracy destroyed in areas where nuclear power exists” (VIDEO) January 20, 2014

Plutonium Chain Reactions

New emails reveal concern over plutonium chain reaction in WIPP containers — “There shouldn’t be a ‘significant’ reaction… criticality safety issues are not my area of expertise” — “Significant amount of plutonium” — No mention of kitty litter

 
http://enenews.com/emails-reveal-concern-over-plutonium-related-nuclear-chain-reaction-in-wipp-containers-there-shouldnt-be-significant-reaction-reactivity-of-plutonium-and-criticality-safety-issues-are-no
Published: May 29th, 2014 at 2:04 pm ET 
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Albuquerque Journal News, May 29, 2014: WIPP probe: Emails raise new questions […] internal Los Alamos National Laboratory emails showing Los Alamos approved products to be used in the drums that some experts say contain ingredients widely known to cause a heat reaction when combined with the drums’ other contents. The emails are not about the switch from inorganic to organic cat litter […] The emails trace LANL’s approval of two products […] to neutralize the pH balance of drum contents sent to WIPP. […] despite product warnings clearly stating that the product is incompatible with metallic nitrates and “strong oxidizers,” such as nitrate salts, both of which are found in the LANL drums. Nitrates and organic matter are known to oxidize, a reaction that generates heat. […] When Zeke Wilmot, [LANL contractor] EnergySolutions industrial hygienist, asked in an August 2013 email for approval to use the product, he notes that “criticality safety issues are not my area of expertise” and “it may be advisable to have LANL personnel weigh in on these issues as well.” […] WIPP and LANL did not grant requests for interviews regarding the emails […]

Email to LANL from Zeke Wilmot, EnergySolutions Industrial Hygienist (pdf): […] we would like approval for use of liquid — acid and base neutralizers […] I believe immediate solidification would resolve any criticality safety related concerns […] As we have received a significant amount of Pu-cemented waste, I have looked into the reactivity issues potentially associated with incidental contact with plutonium. From the limited research I have done, elemental plutonium and plutonium hydride (hydride is not likely to be encountered) are water reactive, but there should not be a significant reaction if an aqueous fluid makes contact with plutonium dioxide. I expect most of the cemented Pu waste we’ve handled is the oxide. As the water reactivity of plutonium and criticality safety issues are not my area of expertise it may be advisable to have LANL personnel weigh in on these issues as well.

Cole Smith, chemist in NMED’s Hazardous Waste Bureau: “A bad combination […] It wasn’t the most fantastic choice because nitrate salts in combination with organics is a bad mixture.”

William Quintana, head of New Mexico State University chemistry department: “That might be the problem right there […] Nitrates are oxidizers. Every chemist knows that.”

See the emails leading to approval of the products here (pdf)

 
Published: May 29th, 2014 at 2:04 pm ET 
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  1. ‘Kitty litter’ blamed for explosive nuclear leak at WIPP — “Incredibly important to act quickly” — ‘All these drums’ are at risk, including at other sites — Must be gathered ‘right away’ before they also burst — Summer heat will increase instability — Storage rooms must be sealed off to contain future ‘events’ May 10, 2014
  2. Experts: Gov’t may never stabilize hundreds of explosive drums of radioactive waste stored at WIPP — Nuclear dump now at risk of closing permanently — Ruined for good by kitty litter? (AUDIO) May 23, 2014
  3. Gov’t publishes model of WIPP radioactive plume — Plutonium and americium transported to northwest after wind shift — At times in direction of nearby Carlsbad (MAP) March 16, 2014
  4. Expert: ‘Cracked’ nuclear container “blew top off” at WIPP — Hundreds more drums at dump risk ‘energetic reaction’ and radiation release — Insider: Get forklift and remove them before another accident — Official: No ‘imminent’ public threat ‘at this time’ (VIDEO)May 19, 2014
  5. OT: New Snowden docs reveal gov’t agents “attempting to manipulate & control online discourse with… deception & reputation-destruction” — “Deliberately spreading lies on internet” — Using “‘false flag operations’ & emails to people’s families, friends” (GRAPHICS) February 26, 2014

Judge rules secret FBI national security letters unconstitutional

CA Federal Judge Illston Sends FBI a Message

Judge rules secret FBI national security letters unconstitutional

fbiwarantless12z.jpg

Feb. 10, 2009: The main headquarters of the FBI, the J. Edgar Hoover Building, in Washington, DC.AP

A federal judge has struck down a set of laws allowing the FBI to issue so-called national security letters to banks, phone companies and other businesses demanding customer information.

U.S. District Judge Susan Illston said the laws violate the First Amendment and the separation of powers principles and ordered the government to stop issuing the secretive letters or enforcing their gag orders, The Wall Street Journal reported.

The FBI almost always bars recipients of the letters from disclosing to anyone — including customers — that they have even received the demands, Illston said in the ruling released Friday.

The government has failed to show that the letters and the blanket non-disclosure policy “serve the compelling need of national security,” and the gag order creates “too large a danger that speech is being unnecessarily restricted,” the San Francisco-based Illston wrote.

A Department of Justice spokesman told the Journal the department was “reviewing the order.”

FBI counter-terrorism agents began issuing the letters, which don’t require a judge’s approval, after Congress passed the USA Patriot Act in the wake of the Sept. 11, 2001, attacks.

The case arises from a lawsuit that lawyers with the Electronic Frontier Foundation filed in 2011 on behalf of an unnamed telecommunications company that received an FBI demand for customer information.

“We are very pleased that the court recognized the fatal constitutional shortcomings of the NSL statute,” EFF lawyer Matt Zimmerman said. “The government’s gags have truncated the public debate on these controversial surveillance tools. Our client looks forward to the day when it can publicly discuss its experience.”

Illston wrote that she was also troubled by the limited powers judges have to lift the gag orders.

Judges can eliminate the gag order only if they have “no reason to believe that disclosure may endanger the national security of the United States, interfere with a criminal counter-terrorism, or counterintelligence investigation, interfere with diplomatic relations, or endanger the life or physical safety of any person.”

That provision also violated the Constitution because it blocks meaningful judicial review.

Illston ordered the FBI to cease issuing the letters, but put her order on hold for 90 days so the U.S. Department of Justice can appeal to the 9th U.S. Circuit Court of Appeals.

Illston isn’t the first federal judge to find the letters troubling. The 2nd U.S. Circuit Court of Appeals in New York also found the gag order unconstitutional, but allowed the FBI to continue issuing them if it made changes to its system such as notifying recipients they can ask federal judges to review the letters.

Illston ruled Friday that it’s up to Congress, and not the courts, to tinker with the letters.

In 2007, the Justice Department’s inspector general found widespread violations in the FBI’s use of the letters, including demands without proper authorization and information obtained in non-emergency circumstances. The FBI has tightened oversight of the system.

The FBI made 16,511 national security letter requests for information regarding 7,201 people in 2011, the latest data available. The FBI uses the letters to collect unlimited kinds of sensitive, private information like financial and phone records.

The Associated Press contributed to this report.

KEEPING AMERICANS IN FEAR

 25 April, 09:05

HOLLYWOOD PRODUCER CLAIMS BOSTON BOMBING WAS A “FALSE FLAG ATTACK”

Hollywood producer claims Boston bombing was a "false flag attack"

Thanks to:      http://voiceofrussia.com/2014_04_25/The-Boston-bombing-was-a-false-flag-attack-Nathan-Folks-7658/
 
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Crisis actors, smoke bombs, fake blood and literal “smoke and mirrors” were all part of what was the false flag terrorist attack called the Boston Marathon Bombing. To anyone who saw the pictures and footage of fake blood, make- up artists and smiling “victims”. It was obvious that something was not right. For those involved in filmmaking and in the know the discrepancies were obvious. We spoke to famous Hollywood filmmaker, producer and director Nathan Folks about why he is certain the Boston Marathon Bombing was a false flag terrorist attack.

Hello, this is John Robles. I’m speaking with Mr. Nathan Folks, he is a well known US based film and TV director and producer. He is also one of the organizers of the Worldwide Wave of Action and a truth seeker. This is part one of a longer interview.

PART 2

Robles: Hello Sir.

Folks: Hi, how are you?

Robles: I’m very well. How are you?

Folks: Very good.

Robles: That’s nice to hear especially after everything you have been through. Now your story is going way-back. It started with the Boston Bombing. If you can tell our listeners a little bit about what you know about that “event” and what has happened to you since.

Folks: Back in 2013 I was watching the events unfold and as a producer, you can pinpoint very specific things that didn’t seem right. And I started to realize that we are watching yet another false flag event unfold. And as I started putting the pieces together I realized that we are up against an environment that is trying to create a fear factor in the media. And the fear factor is to keep us scared and to keep us in fear as long as they can.

And the events that I know to be true, including the “Boston hero” who was a person in my last film, “The prosecution of an American president” and his wife, I started to recognize that this was not an event that was at all 100% true.

Robles: What about this Boston hero? What role did he play?

Folks: He is actually a father that had lost a son in the Iraq War and he was part of our film and a part of the movement, you know, of exposing the truth about Iraq and talking about the things that the Bush Administration did during those years of his administration.

And I was blown away at the fact that he was essentially being used to act in this fake environment, this hyper-reality scene of a terrorism that never happened.

Robles: Now, can you tell us three things here if you could. You used the term “Hyper-Reality” what is that and how is it used? And what is a “Crisis Actor”? Many people may still not know what that is. And if you could, detail for the listeners, some of the things that you saw as far as screens being put up as for the false stages being set up where things were filmed and stuff?

Folks: I will start up by saying that if there was an injury or a death in the event that unfolded my heart goes out to those families. But from the people that I know that were involved, from the people that were in the scenes that we call Hyper-Reality Filmmaking, which is a very common thing you do in the military.

It’s where filmmakers, or people, create a hyper-reality scene so that the military can be well-adjusted to a real scene in Iraq or any other kind of war zone.

This is where these people are actually able to see and feel and help what they think is a real injured person whereas it is really just an amputee that is playing as a crisis actor, and (in this case) a crisis actor being someone that had lost their limbs but a makeup artist has been able to re-enact a bloody scene with “no leg blown off” and this hyper reality scene, so that when we are now on the ground, they actually see and feel like they are in a war zone.

And I’m watching this unfold on the streets of Boston and thinking, one: how were they able to get away with that? And two: watching the edits and the supposedly live television broadcasting we were seeing, it wasn’t “live” at all, it was edited.

Robles: How you know? What did you see? What were the clues you saw?

Folks: Well, there were a lot of things. In live footage you don’t see cuts. You know, cutting from one scene to another and in live footage you don’t have, especially now, this wasn’t in 2013 HD technology, this was in old technology from 2002, because it is grainer and you can’t see the edits as well.

As a filmmaker that what I would do if I was trying to reenact something like that and…

Robles: I’m sorry. Can you be more specific? I didn’t quite follow that. So it was made using old technology?

Folks: It’s using an older technology that is grainer. So you can’t see the very true HD quality and you are watching… If you look back at any old footage from early 2000 or even the 1990s, it is very grainy and when you are watching it on a new technology television with latest plasma and HD and any kind of new technology you can see that it was edited.

Robles: So television stations at that time, they were using modern technology?

Folks: They were definitely using modern technology last year. It’s just when you see pictures from 2013 that were in HD and then you look at clips and cuts of the footage from television, it is very obvious that it was used on purpose.

Robles: Can you tell us a little bit about some of the scenes. I’m sure a lot of people who were interested in what really happened, they saw some of the pictures, for example: the amputee with sticks, apparently sticking out of his legs or something, and blood that looked like paint, I mean, I have seen blood, I worked in a hospital, I know what blood looks like, it’s dark, it’s brownish red and this was this bright red paint. Can you tell us about that?

Folks: I think even more of an obvious situation is that: you get your legs blown off you are not going to be out in front of millions of people celebrating Boston at a hockey game or any type of arena. I think the emotional impact of losing your legs would probably keep you out of the public eye for at least a year. And that was the biggest obvious example to me, but as far as anyone that has been in the paramedics or nursing would know, that if you blow your legs off, you are not supposed to moved.

If someone’s falls here on Wilshire, just falls down, they tell you not to move, they are not supposed to move them. They could have broken a bone or a neck; their spine could be dislocated. You don’t move them and you certainly don’t put them in a wheelchair and run them down the road.

And it is just taking this to a whole different comical level that the fact that they think we all buy this, and that we are all going to sit here and watch it happen over and over again, you know, they have another thing coming. That’s why I joined forces with the Worldwide Wave of Action because you know; the truth has to come out. And people are not going to sit here and watch them make a mockery of ourselves.

Everybody around the world knows Boston Bombing was a joke; everyone in the US has been fed lies and lies after lies and it started in 9-11 and it hasn’t stopped.

Robles: Can you tell us… you sent me some pictures of these screens that you could actually see the road like “moving up”, it was like a mirror or something. Can you tell us about those?

Folks: You mean as far as the 3D… the Green Screen that they used at the Boston Bombing?

Robles: Yeah, can you detail all that?

Folks: From what I understand, they… it looks to me like they used a second street in order to re-enact the scene, over and over, to get it right and by using Green Screen they were able to show the buildings that were actually on Boylston Street and when you use a Green Screen it is a lot like Titanic. In the movie Titanic in 1997 we are watching the film and we are watching this boat sink and we are watching the water fill into the boat and we see people falling off the boat. That is obviously not happening in real life, we are watching it on Green Screen. They are putting a digital layer behind the screen of real action people. And we are watching a boat sink in the background and that is what they did in this example.

They just did it on television. We are watching green screen on television to re-enact a street scene that happened for real, but just a smoke bomb but when they re-enacted the people that were hurt they had to add the blood and the amputees and to put one the makeup.

You can see the person putting makeup on these people the entire scene; I call her “The Woman in Pink”. She has literally got a makeup bag and she is going to each victim, she is not helping them! She is putting make up on them!

So I’m sorry, I’m not fooled and I’m not going to let everyone else be fooled. Someone has to speak out against it. And they can follow me, they can do whatever they want but at the end of the day the truth has to come out some time. They can’t get away with it anymore.

Robles: Now please tell us, you have been persecuted, you have been through hell, I can’t think of any other way to put it. If I can tell our listeners: you contacted me right after it happened and after that a lot of terrible things started happening to you. Can you tell us some of those things?

Folks: Well, obviously, you can’t prove anything because I was very sick. I have never been sick in my life, I have never been in the hospital, but in the days after this event and weeks after this event and me talking about it, I was in the hospital for a total of 22 days over the course of three months.

And they really couldn’t determine what it was and I couldn’t hold water, I couldn’t hold food, it was some type of poison.

I can’t say for sure that I was poisoned by someone but I can say that I had some type of poison that nearly killed me.

And it took me good 3 to 6 months to kind of rehabilitate and get back on my feet and I figured if they are trying to scare me off or they are trying to keep me down from speaking: then it was a good try but it didn’t work.

Robles: Could you tell us what has happened to some other people? There was one guy, he wrote an article, you said, questioning the reality of the Boston Bombing Marathon. And you told me about some other people who had gotten sick as well.

Folks: Yeah, there is a gentlemen that runs a website called “Natural News” and he was coming out with very similar examples that I was during that time. And just now finding out that they wrote an article about how he has gotten sick from the food, he talks about. And they took his article down and re-wrote it in the third person.

And I don’t know if he is even able to speak, but I do know that after finding some of these examples of people that were coming out at same time that I was, that they were sick and poisoned as well, makes me realize that something is going on.

Robles: When you were in the hospital you also told me some other people close to you… (Can you talk about that?) that there were some other people you knew that got sick.

Folks: Yeah, I don’t think I can go into any detail but there were several other people that had gotten sick, and that seems to be part of this coming out. Anyone that has come out about this, got sick or disappeared.

Robles: How many people have disappeared, since then?

Folks: Well, I can say that everybody that reacted to this Boston bombing, the millions and millions of people that came out on the websites, came out about the scene and about the situation, essentially were silenced because there wasn’t a word about it this year. And that just gives me more of a comforting notion that it has been silenced for someone who has gone out and done something to the people that did come out about it…

Robles: You said that Internet before we started, you said that your Internet shut down in the US, it is on lockdown or something…

Folks: I mean strange things like in one day I have a Verizon Wireless Internet and in one day over 200 GB was taken from my service, ran up 35 hundred dollar bill in a 24-hour period. And then when you contact Verizon saying that it is obviously not something that I did, they ignore me and say that I have to pay if I want my service back on. So not many people want to just pay $3,500 for no reason.

Obviously, I never turned my Internet back on. I have been working on different types of Internet on different phones but it was designed to create a situation that I would shutdown. It was a warning probably of some sort. It was so that I would stop speaking about things that I’m knowledgeable about.

Robles: You gave me a good example about Boston False Flag, if someone who did a search on Google. Can you tell us about this false bomb?

Folks: Yeah, it is just that nobody is speaking about the Boston bombing. There is nobody speaking about false flags. And in this country our web searches seem to be completely deleted. You know, during that time I downloaded everything I knew and everything I saw and I have it on hard drive and the fact that all of that is now gone and I have them on hard drive.

Robles: Everything is gone?

Folks: Somebody is trying to take it away, make it disappear. It was very bad; whoever was in charge of the Boston Bombing Campaign did a very lousy job. They need to consult with some real Hollywood producers if they are going to do anything like that again and maybe make sure that they don’t fool the nation in their process because this is absurd.

Robles: They are not very creative in doing the same thing again and again and again.

Folks: They keep getting away with it, they are getting used to be able to get with it and they are getting sloppy and eventually and as this Worldwide Wave of Action is able to expose the truth more and more, I think we are going to stop this evil that is now taking over the US and is trying to keep people in fear and using fear mongering techniques on our media.

CNN and FOX and all these media sources are not telling the truth anymore. They are more interested in talking more about artists like Justin Bieber and Lindsay Lohan going to jail than potential war in Crimea.

I mean, this is, don’t even get me starting on that because I think we all know who is behind the taunting of that situation.

So it is just becoming obvious and even though people are not speaking about it because they are scared off or because they are scared to make a name and come out and talk about it.

This is our time to re-live the 60s, this is my generation’s time to stand up and say “No more!”

And we are not going to sit here and be poisoned and be lied to and listen to this “essentially crap” that they are feeding us in our media, this is not going to happen anymore. We have to stand up and make a change.

Surveillance vans parked outside of Folks’ home.

This is John Robles, you were listening to an interview with Nathan Folks, he is a well-known US film and TV director and producer. He is also the organizer of the Worldwide Wave of Action. You can find the rest of this interview on our website voiceofrussia.com. Thank you very much for listening!

That was the end of part one.

Deaths, Mutations Increased Sharply’ From Exposure to Fukushima Contamination!

Things Don’t Look Good For the World, Fukushima Killing Us Quietly

« 

New study reveals deaths and mutations ”increased sharply’ from exposure to Fukushima contamination, “especially at low doses” — ‘Small’ levels of cesium may be ‘significantly toxic’ — Smithsonian: “In other words, things don’t look good for the animals living around Fukushima”

 
Published: May 15th, 2014 at 3:14 pm ET 
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Smithsonian Magazine, May 14, 2014: Even Tiny Amounts of Radioactive Food Made Caterpillars Become Abnormal Butterflies […] Researchers in Japan […] discovered, even a small amount of radiation is too much. […] The scientists collected plant material from around Fukushima and fed it to pale grass blue butterfly caterpillars. When the caterpillars turned into butterflies, they suffered from mutations and were more likely to die early [… even if they] had only eaten a small amount of artificial caesium […] In other words, things don’t look good for the animals living around Fukushima.

Nature — Scientific Reports (pdf), Published May 15, 2014: [We] examined possible relationships between the dose of ingested cesium per larva and the mortality and abnormality rates. Both the mortality and abnormality rates increased sharply, especially at low doses […] the mortality and abnormality rates increased sharply, especially at low doses. Additionally, there seemed to be no threshold level below which no biological response could be detected. […] the dose-response data suggests that the relatively small level of artificial cesium from the Fukushima Dai-ichi NPP may be significantly toxic to some individuals in butterfly populations […] the half lethal [i.e. LD50, amount that will kill 50% of a test subjects] dose [is 1.9 Bq per larva] and the half abnormal dose [is 0.76 Bq per larva] […] relatively small [levels] of artificial cesium from the Fukushima Dai-ichi NPP may be significantly toxic to some individuals in butterfly populations […] we assert that the half lethal and abnormal doses we obtained were quite high. […] it should be noted that we sampled contaminated leaves from Fukushima City, which many people inhabit as though nothing had happened […] Implications of the half lethal and abnormal doses we obtained in the present study will impact future discussions on the effects of radioactive exposure on other organisms, including humans. […] In conclusion, it is important to recognize the risk of internal radiation exposure due to ingested radioactive cesium, at least for the pale grass blue butterfly, and likely for certain other organisms living in the polluted area, possibly including humans. […]

View the study published by Nature here (pdf)

The Future for America and Obamacare!

Man cuts off own hand with a homemade guillotine

 

 photo
Stock image via Getty Images

A man from Devon, England, was so desperate to end his suffering after spending many painful years with an injured hand that he did the unthinkable—he built a guillotine and cut off his own hand.

According to the Daily Record, Mark Goddard, 44, amputated his arm because he suffered excruciating pain since injuring the arm during a motorbike accident in 1998. Goddard claims to take 40 painkillers a day and says he had to quit his garage job. While Goddard would have preferred for the surgery to have been done professionally in a hospital, Goddard claims that doctors were hesitant to honor his amputation request because his injured hand, despite the nerve damage, was still functional.

It took two weeks for Goddard to build the guillotine. Before amputating, he tied two tourniquets to his arm and had a first aid kit nearby. After severing the hand, he tossed the body part into a fire he had started in an outdoor garden bin. Goddard’s wife came home soon after and, upon discovering the grisly scene, immediately called emergency services.

Local authorities claim Goddard appeared rational when they arrived on the scene. Officers attempted to salvage Goddard’s hand but it was too badly damaged. Goddard hopes his desperate act will convince doctors to implant a spinal stimulator in his back to ease his pain.

5.83 Billion Against Bank Of America, N.A.

FHFA Settles With BofA for $5.83 Billion Over Countrywide Legacy Loans

http://nationalmortgageprofessional.com/news47937/FHFA-Settles-With-BofA-%245.83-Billion-Over-Countrywide-Legacy-Loans?utm_source=MadMimi&utm_medium=email&utm_content=NMP+Daily%3A+FHFA+Settles+With+BofA+for+%245_83+Billion+Over+Countrywide+Legacy+Loans+and+More+___&utm_campaign=20140327_m119753830_NMP+Daily%3A+FHFA+Settles+With+BofA+for+%245_83+Billion+Over+Countrywide+Legacy+Loans+and+More+___&utm_term=FHFA+Settles+With+BofA+for+_245_83+Billion+Over+Countrywide+Legacy+Loans

FHFA_Logo_04_13_12

The Federal Housing Finance Agency (FHFA) has announced it has reached a settlement in cases involving Bank of America, Countrywide Financial, Merrill Lynch, and certain named individuals totaling approximately $5.83 billion. Bank of America Corporation owns Countrywide and Merrill Lynch. The cases alleged violations of federal and state securities laws in connection with private-label, residential mortgage-backed securities (PLS) purchased by Fannie Mae and Freddie Mac between 2005 and 2007. Allegations of common law fraud were made in the Countrywide and Merrill Lynch cases.

The Agreement provides for an aggregate payment of approximately $9.33 billion by Bank of America that includes the litigation resolution as well as a purchase of securities by Bank of America from Fannie Mae and Freddie Mac.

“FHFA has acted under its statutory mandate to recover losses incurred by the companies and American taxpayers and has concluded that this resolution represents a reasonable and prudent settlement of these cases,” said FHFA Director Melvin L. Watt. “This settlement also represents an important step in helping restore stability to our broader mortgage market and moving to bring back the role of private firms in providing mortgage credit. Many potential homeowners will benefit from increasing certainty in the marketplace and that is very much the direction we should be taking.”

Of the 18 PLS suits filed in 2011, FHFA now has claims remaining in seven suits against various institutions and remains committed to satisfactory resolution of these pending actions.

The settlement agreement regarding private label securities claims between FHFA and Bank of America involves the following cases: Federal Housing Finance Agency v. Bank of America Corp., et al., No. 11 Civ. 6195 (DLC) (S.D.N.Y.); Federal Housing Finance Agency v. Countrywide Financial Corp., et al., No. 12 Civ. 1059 (MRP) (C.D. Cal.); Federal Housing Finance Agency v. Merrill Lynch & Co., Inc., et al., No. 11 Civ. 6202 (DLC) (S.D.N.Y.); as well as one Merrill Lynch security in Federal Housing Finance Agency v. First Horizon National Corp., No. 11 Civ. 6193 (DLC) (S.D.N.Y.).

Whistleblower Michael Winston Screwed By the Appeals Court

POLICY: LAW

http://washingtonexaminer.com/a-whistleblowers-worst-nightmare/article/2546069

A whistleblower’s worst nightmare

BY DIANE DIMOND | MARCH 21, 2014 AT 2:52 PM

TOPICS: 2007 HOUSING CRISIS WHISTLEBLOWERS LAW

Photo – Sadly, there is not enough space here to tell you the entire 7-year saga of whistleblower Michael Winston, but the bottom line is this: He got royally screwed by the California judicial system.

Sadly, there is not enough space here to tell you the entire 7-year saga of whistleblower Michael…

Justice is supposed to be blind. But what happens when it turns out to be blind, deaf and dumb?

Sadly, there is not enough space here to tell you the entire 7-year saga of whistleblower Michael Winston, but the bottom line is this: He got royally screwed by the California judicial system.

Winston, 62, is a mild-mannered Ph.D. and a veteran leadership executive who has held top jobs at elite corporations such as McDonnell Douglas, Motorola and Merrill Lynch. After taking time off to nurse his ailing parents, Winston was recruited by Countrywide Financial to help polish their corporate Image. He was quickly promoted — twice — and had a team of 200 employees.

It’s almost unheard of for a top-tier executive turning whistleblower, but that’s what Winston became after he noticed many of his staff were sickened by noxious air in their Simi Valley, California, office. When the company failed to fix the problem, Winston picked up the phone and called Cal-OSHA to investigate. Retaliation was immediate. Winston’s budget was cut and most of his staff was reassigned.

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Several months later, Winston says he refused Countrywide’s request to travel to New York and, basically, lie to the credit ratings agency Moody’s about corporate structure and practices. That was the death knell for Winston’s stellar 30-year-long career.

When Countrywide was bought out by Bank of America in 2008 — following Countrywide’s widely reported lead role in the sub-prime mortgage fiasco that caused the collapse of the U.S. housing market — Winston was out of a job.

In early 2011, after a month-long trial, a jury overwhelmingly found that Winston had been wrongfully terminated and awarded him nearly $4 million. Lawyers for Bank of America (which had assumed all Countrywide liabilities) immediately asked the judge to overturn the verdict. Judge Bert Gennon Jr. denied the request saying, “There was a great deal of evidence that was provided to the jury in making their decision, and they went about it very carefully.” Winston and his lawyer maintain they won despite repeated and egregious perjury by the opposition.

Winston never saw a dime of his award, and nearly two years later, B of A appealed. In February 2013, the Court of Appeal issued a stunning reversal of the verdict. The court declared Winston had failed to make his case.

“This never happens … this isn’t legal,” Cliff Palefsky, a top employment lawyer in San Francisco told me during a phone conversation. “The appeals court is not supposed to go back and cherry-pick through the evidence the way this court did. And if there is any doubt about a case, they are legally bound to uphold the jury’s verdict.”

None of the legal eagles I spoke to could explain why the Court of Appeal would do such an apparently radical thing.

The Government Accountability Project, a whistleblower protection group in D.C., has been watching the Winston case closely. Senior Counsel Richard Condit says he believes the appeal judge wrongly “nullified” the jury’s determination.

“This case is vitally important,” Condit told me on the phone. “Seeing what happened to Winston, who will ever want to come forward and reveal what they know about corporate wrongdoings?” GAP and various legal academicians are trying to figure out a way to get Winston’s case before the U.S. Supreme Court.

There have been whispers about the possible malpractice of Winston’s trial lawyer failing to file crucial documents that might have satisfied the appeal court’s questions. His appellate lawyer didn’t even tell him when the appeals court was hearing the case and Winston was out of town. The LA District Attorney and the Sheriff’s Department refused to follow up on evidence that Countrywide witnesses, including founder Angelo Mozilo, had blatantly committed perjury on the stand. Some court watchers speak of the, “unholy alliance” between big corporations and the justice system in California.

Winston, who says he spent $600,000 on legal fees, further depleted his savings by appealing to the California Supreme Court. That court refused to hear his case.

During one of our many hours-long phone conversations, Winston told me, “So, here I sit,” the whistleblower. The good guy loses. And the bad guys, officials at the corporation that cheated and lied and nearly caused the collapse of the U.S. economy — win.”

There’s a lot of talk out of Washington these days about “economic equality.” But seven years have passed since the housing crisis and the feds have not prosecuted one key executive from any of the financial giants that helped fuel the economic crash. Too big to fail — and too big to jail, I guess.

Bank of America has spent upward of $50 billion in legal fees, litigation costs and fines cleaning up the Countrywide mess. Their latest projections indicate they’ll spend billions more before it’s over. To my mind, a stiff prison sentence for the top dogs who orchestrated the original mortgage schemes would go much further than agreeing that they pay hefty fines. That’s no deterrent to others since they all have lots of money.

A recent email I got from Michael Winston, a proud man who has been unemployed for four years, said: “I have just received (a) court order mandating that I pay to Bank of America over $100,000.00 for their court costs. This will be in all ways — financial, emotional, physical and spiritual — painful.”

If a top-tier executive can’t prevail blowing the whistle on a corrupt company, if the feds fail to pursue prison terms, and if a jury’s verdict can be over-turned without the opportunity to appeal — what kind of signal does that send to the dishonest?

You know the answer. We’re telling them it is OK to put profit above everything else. We’re telling them to continue their illegal behaviors because there will be no prison time for them. At worst, they may only have to part with a slice of their ill-gotten gains.

This is not the way the justice system is supposed to work.

 

DIANE DIMOND, a Washington Examiner columnist, is nationally syndicated by Creators Syndicate.

Chase Bets Lives!

JPMorgan Chase Bets $10.4 Billion on the Early Death of Workers

Monday, March 24, 2014 11:07

(Before It’s News)

Families of young JPMorgan Chase workers who have experienced tragic deaths over the past four months, have been kept in the dark on many details, including the fact that the bank most likely held a life insurance policy on their loved one – payable to itself. Banks in the U.S., as well as other corporations, are allowed to make multi-billion dollar wagers that their profits from life insurance policies on employees will outstrip the cost of paying premiums and other fees. Early deaths help those wagers pay off.

According to the December 31, 2013 financial filing known as the Call Report that JPMorgan made with Federal regulators, it has tied up $10.4 billion in illiquid, long term bets on the death of a large segment of its employees.

The program is known among regulators as Bank Owned Life Insurance or BOLI. Federal regulators specifically exempted BOLI in passing the final version of the Volcker Rule in December of last year which disallowed most proprietary trading or betting for the house. Regulators stated in the rule that “Rather, these accounts permit the banking entity to effectively hedge and cover costs of providing benefits to employees through insurance policies related to key employees.” We have italicized the word “key” because regulators know very well from financial filings that the country’s mega banks are not just insuring key employees but a broad-base of their employees.

Read more

Source: http://rinf.com/alt-news/breaking-news/jpmorgan-chase-bets-10-4-billion-early-death-workers/

The Last Days As We Know Them?

‘You Have No Idea How Bad It Is,’ Says Ex-Spook On Destruction Of US

Friday, March 21, 2014 23:52
 http://beforeitsnews.com/alternative/2014/03/you-have-no-idea-how-bad-it-is-says-ex-spook-on-destruction-of-us-2923606.html

 

You Have No Idea How Bad It Is,’ Says Ex-Spook On Destruction Of US

 

Friday, March 21, 2014 23:52

 

 

 

 

 

(Before It’s News)

Nazi America

Examiner.Com

Anthony Martin

On Wednesday it was reported that America’s enemies within, mainly those who are part of the “progressive movement,” are very close to their ultimate goal of the complete demise of the Republic has envisioned by the Constitution and the Bill of Rights. Today there is even more disturbing news.

An “ex-spook” as they are known, in other words a retired member of the CIA, stated concerning the effort to destroy the U.S., “You have no idea how bad it is.” The enemies of freedom and the Constitution within the country, he said, have now succeeded in putting most of their goals in place. “Think of how far they have come since 2008,” he continued, “Most Americans don’t even recognize their own country anymore. They feel like foreigners in their own land.”

“If we continue down the present path,” he concluded, “Our liberties will be dust in the wind by 2016. These people are organized, relentless, persistent, and dangerous. And they have been at it since the early 1900s.”

The former agent did not wish to be more specific about what he knows due to the fact that if he did so, it would be easy enough to figure out his identity based upon the in-depth knowledge he has of certain facts.

These “enemies within” are generally known as progressives, although the term has fallen in and out of vogue based upon changing perceptions of the public. Progressives are known under a variety of names. Liberals, collectivists, statists, Marxists, neo-Marxists, socialists, and “democratic consensus builders” are some of the more common terms that people who stand for freedom and liberty have used to describe progressives. But it all boils down to the same thing. In order for them to achieve their self-described utopia, human freedom and liberty must be severely restricted and controlled, and the power of the centralized government must be greatly strengthened.

Read More Here

 

Hearsay on Hearsay Livinglies Neil Garfield

 

Hearsay on Hearsay: Bank Professional Witnesses Using Business Records Exception as Shield from Truth

by Neil Garfield

http://livinglies.wordpress.com/2014/03/19/hearsay-on-hearsay-bank-professional-witnesses-using-business-records-exception-as-shield-from-truth/

Wells Fargo Manual “Blueprint for Fraud”

Well that didn’t take long. Like the revelations concerning Urban Lending Solutions and Bank of America, it is becoming increasingly apparent that the the intermediary banks were hell bent for foreclosure regardless of what was best for the investors or the borrowers. This included, fraud, fabrication, unauthorized documents and signatures, perjury and outright theft of money and identities. I understand the agreement between the Bush administration and the large banks. And I understand the reason why the Obama administration continued to honor the agreements reached between the Bush administration and the large banks. They didn’t have a clue. And they were relying on Wall Street to report on its own behavior. But I’m sure the agreement did not even contemplate the actual crimes committed. I think it is time for US attorneys and the Atty. Gen. of each state to revisit the issue of prosecution of the major Wall Street banks.

With the passage of time we have all had an opportunity to examine the theory of “too big to fail.” As applied, this theory has prevented prosecutions for criminal acts. But more importantly it is allowing and promoting those crimes to be covered up and new crimes to be committed in and out of the court system. A quick review of the current strategy utilized in foreclosure reveals that nearly all foreclosures are based on false assumptions, no facts,  and a blind desire for expediency that  sacrifices access to the courts and due process. The losers are the pension funds that mistakenly invested into this scheme and the borrowers who were used as pawns in a gargantuan Ponzi scheme that literally exceeded all the money in the world.

Let’s look at one of the fundamental strategies of the banks. Remember that the investment banks were merely intermediaries who were supposedly functioning as broker-dealers. As in any securities transaction, the investor places in order and is responsible for payment to the broker-dealer. The broker-dealer tenders payment to the seller. The seller either issues the securities (if it is an issuer) or delivers the securities. The bank takes the money from the investors and doesn’t deliver it to an issuer or seller, but instead uses the money for its own purposes, this is not merely breach of contract —  it is fraud.

And that is exactly what the investors, insurers, government guarantors and other parties have alleged in dozens of lawsuits and hundreds of claims. Large banks have avoided judgment based on these allegations by settling the cases and claims for hundreds of billions of dollars because that is only a fraction of the money they diverted from investors and continue to divert. This continued  diversion is accomplished, among other ways, through the process of foreclosure. I would argue that the lawsuits filed by government-sponsored entities are evidence of an administrative finding of fact that closes the burden of proof to be shifted to the cloud of participants who assert that they are part of a scheme of securitization when in fact they were part of a Ponzi scheme.

This cloud of participants is managed in part by LPS in Jacksonville. If you are really looking for the source of documentation and the choice of plaintiff or forecloser, this would be a good place to start. You will notice that in both judicial and non-judicial settings, there is a single party designated as the apparent creditor. But where the homeowner is proactive and brings suit against multiple entities each of whom have made a claim relating to the alleged loan, the banks stick with presenting a single witness who is “familiar with the business records.” That phrase has been specifically rejected in most jurisdictions as proving the personal knowledge necessary for a finding that the witness is competent to testify or to authenticate documents that will be introduced in evidence. Those records are hearsay and they lack the legal foundation for introduction and acceptance into evidence in the record.

So even where the lawsuit is initiated by “the cloud” and even where they allege that the plaintiff is the servicer and even where they allege that the plaintiff is a trust, the witness presented at trial is a professional witness hired by the servicer. Except for very recent cases, lawyers for the homeowner have ignored the issue of whether the professional witness is truly competent,  and especially why the court should even be listening to a professional witness from the servicer when it is hearing nothing from the creditor. The business records which are proffered to the court as being complete are nothing of the sort. There documents prepared for trial which is specifically excluded from evidence under the hearsay rule and an exception to the business records exception.

Lately Chase has been dancing around these issues by first asserting that it is the owner of a loan by virtue of the merger with Washington Mutual. As the case progresses Chase admits that it is a servicer. Later they often state that the investor is Fannie Mae. This is an interesting assertion which depends upon complete ignorance by opposing counsel for the homeowner and the same ignorance on the part of the judge. Fannie Mae is not and never has been a lender. It is a guarantor, whose liability arises after the loss has been completely established following the foreclosure sale and liquidation to a third-party. It is also a master trustee for securitized trusts. To say that Fannie Mae is the owner of the alleged loan is an admission that the originator never loaned any money and that therefore the note and mortgage are invalid. It is also intentional obfuscation of the rights of the investors and trusts.

The multiple positions of Chase is representative of most other cases regardless of the name used for the identification of the alleged plaintiff, who probably doesn’t even know the action exists. That is why I suggested some years ago that a challenge to the right to represent the alleged plaintiff would be both appropriate and desirable. The usual answer is that the attorney represents all interested parties. This cannot be true because there is an obvious conflict of interest between the servicer, the trust, the guarantor, the trustee, and the broker-dealer that so far has never been named. Lawsuits filed by trust beneficiaries, guarantors, FDIC and insurers demonstrate this conflict of interest with great clarity.

I wonder if you should point out that if Chase was the Servicer, how could they not know who they were paying? As Servicer their role was to collect payments and send them to the creditor. If the witness or nonexistent verifier was truly familiar with the records, the account would show a debit to the account for payment to Fannie Mae or the securitized trust that was the actual source of funds for either the origination or acquisition of loans. And why would they not have shown that?  The reason is that no such payment was made. If any payment was made it was to the investors in the trust that lies behind the Fannie Mae curtain.

And if the “investor” had in fact received loss sharing payment from the FDIC, insurance or other sources how would the witness have known about that? Of course they don’t know because they have nothing to do with observing the accounts of the actual creditor. And while I agree that only actual payments as opposed to hypothetical payments should be taken into account when computing the principal balance and applicable interest on the loan, the existence of terms and conditions that might allow or require those hypothetical payments are sufficient to guarantee the right to discovery as to whether or not they were paid or if the right to payment has already accrued.

I think the argument about personal knowledge of the witness can be strengthened. The witness is an employee of Chase — not WAMU and not Fannie Mae. The PAA is completely silent about  the loans. Most of the loans were subjected to securitization anyway so WAMU couldn’t have “owned” them at any point in the false trail of securitization. If Chase is alleging that Fannie Mae in the “investor” then you have a second reason to say that both the servicing rights and the right to payment of principal, interest or monthly payments in doubt as to the intermediary banks in the cloud. So her testimony was hearsay on hearsay without any recognizable exception. She didn’t say she was custodian of records for anyone. She didn’t say how she had personal knowledge of Chase records, and she made no effort to even suggest she had any personal knowledge of the records of Fannie and WAMU — which is exactly the point of your lawsuit or defense.
 

If the Defendant/Appellee’s argument were to be accepted, any one of several defendants could deny allegations made against all the defendants individually just by producing a professional witness who would submit self-serving sworn affidavits from only one of the defendants. The result would thus benefit some of the “represented parties” at the expense of others.

Their position is absurd and the court should not be used and abused in furtherance of what is at best a shady history of the loan. The homeowner challenges them to give her the accurate information concerning ownership and balance, failing which there was no basis for a claim of encumbrance against her property. The court, using improper reasoning and assumptions, essentially concludes that since someone was the “lender” the Plaintiff had no cause of action and could not prove her case even if she had a cause of action. If the trial court is affirmed, Pandora’s box will be opened using this pattern of court conduct and Judge rulings as precedent not only in foreclosure actions, disputes over all types of loans, but virtually all tort actions and most contract actions.

Specifically it will open up a new area of moral hazard that is already filled with debris, to wit: debt collectors will attempt to insert themselves in the collection of money that is actually due to an existing creditor who has not sold the debt to the collector. As long as the debt collector moves quickly, and the debtor is unsophisticated, the case with the debt collector will be settled at the expense of the actual creditor. This will lead to protracted litigation as to the authority of the debt collector and the liability of the debtor as well as the validity of any settlement.

Foreclosure Hell, Keeps on Rollin

     Foreclosure filings were reported on 124,419 U.S. properties in January 2014, an 8 percent increase from December but still down 18 percent from January 2013.  Foreclosure filings were reported on 1,361,795 U.S. properties in 2013, down 26 percent from 2012 and down 53 percent from the peak of 2.9 million properties with foreclosure filings in 2010.  But still, 9.3 million U.S. residential properties were deeply underwater representing 19 percent of all properties with a mortgage in December 2013, down from 10.7 million homes underwater in September 2013.[1] 

            In 2006 there were 1,215,304 foreclosures, 545,000 foreclosure filings and 268,532 Home Repossessions.  By 2007 foreclosures had almost doubled – up to 2,203,295 with 1,260,000 foreclosure filings and 489,000 Home Repossessions.  2008 saw an even further increase to 3,019,482 foreclosures, 2,350,000 Foreclosure filings and 679,000 Home Repossessions.  In 20093,457,643 foreclosures, 2,920,000 foreclosure filings, and 945,000 Home Repossessions.  2010:  3,843,548 foreclosures, 3,500,000 foreclosure filings, and 1,125,000 Home Repossessions.  2011:  3,920,418 foreclosures, 3,580,000 foreclosure filings, and 1,147,000 Home Repossessions.  Then January to September 20121,616,427 foreclosures 1,382,000 foreclosure filings and 572,844 Repossessions.  The remainder of 2012 – September through December saw an additional 2,300,000 foreclosures, 2,100,000 foreclosure filings and 700,000 Repossessions.  In other words, from 2006 through 2012, there were a total of  21,576,117 foreclosures; 17,637,000 foreclosure filings; 5,926,376 Home Repossessions.  The foreclosures added to the repossessions is equal to:  27,502,493[2].  The numbers are staggering.

            Many of the homes have been wrongfully foreclosed upon, where either the party had not been in default, or the foreclosing party lacked standing to foreclose.  It has become almost as lawless as the wildwest, or comparable to a shark feeding frenzy.


[1] All of the foreclosure figures came from RealtyTrac:  http://www.realtytrac.com/content/foreclosure-market-report

[2] http://www.statisticbrain.com/home-foreclosure-statistics/                                                                 Statistic Verification  Source: RealtyTrac, Federal Reserve, Equifax